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Birmingham, AL

Cost of living in Chilton County, AL

Part of the Birmingham Metro Area

Estimated monthly cost
$2,732/mo
for a single person, all categories combined

Population 45,500 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $682 25%
Federal tax $489 18%
Healthcare $480 18%
Transport $320 12%
Groceries $306 11%
Energy $237 9%
State tax $163 6%
Water $55 2%

Rent in Chilton County

Fair Market Rents by bedroom count.

Studio
$678
per month
1 bedroom
$682
per month
2 bedroom
$881
per month
3 bedroom
$1,203
per month
4 bedroom
$1,208
per month

Source: HUD FMR FY2025

Income and earnings in Chilton County

Annual earnings figures from the Census ACS.

Household income
$61,873
per year
Individual earnings
$39,948
per year
Per capita
$30,032
per year

Source: ACS 2019-2023 5-Year.

Home values in Chilton County

Average values reported by homeowners.

Average home value
$142,300
Annual property tax
$478

Source: ACS 2019-2023 5-Year

Energy costs in Chilton County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Chilton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chilton County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chilton County

Commute patterns and estimated costs.

Average commute
30.7 min
Drive alone
82.3%
Public transit
0.0%
Work from home
5.9%

Source: ACS

Monthly cost estimates for Chilton County

What it costs to live in Chilton County each month.

Single person
$2,732
per month
  • Rent $682
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $489
  • State tax $163
Couple
$3,958
per month
  • Rent $881
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $683
  • State tax $254
Family
$6,410
per month
  • Rent $1,203
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $683
  • State tax $254

Frequently asked questions about Chilton County

Common questions about cost of living, rent and salary.

What is the average rent in Chilton County?

In Chilton County, AL, a one-bedroom apartment averages $682 per month, a two-bedroom averages $881 per month, a three-bedroom averages $1,203 per month, according to HUD Fair Market Rent data.

What is the average salary in Chilton County?

In Chilton County, AL, the average household income is $61,873 per year and individual earnings for full-time workers average $39,948 per year, according to U.S. Census Bureau data.

What is the cost of living in Chilton County?

The estimated cost of living in Chilton County, AL is approximately $2,732 per month for a single person, $3,958 for a couple, $6,410 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chilton County?

The combined sales tax rate in Chilton County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Chilton County an affordable place to live?

Based on the data, a single person in Chilton County, AL would need approximately $2,732 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,873 per year ($5,156 per month). Chilton County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chilton County?

The ACA marketplace benchmark premium in Chilton County, AL is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chilton County?

The average home value in Chilton County, AL is $142,300, with average annual property taxes of $478, according to U.S. Census Bureau data.

How does Chilton County compare to other areas?

You can compare Chilton County, AL with any other US county using our comparison tool at /compare. Chilton County is in the Birmingham, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Chilton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources