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South Carolina

Cost of living in Chesterfield County, SC

Estimated monthly cost
$2,630/mo
for a single person, all categories combined

Population 43,575 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Healthcare $480 18%
Federal tax $412 16%
Transport $320 12%
Groceries $318 12%
Energy $204 8%
State tax $130 5%
Water $55 2%

Rent in Chesterfield County

Fair Market Rents by bedroom count.

Studio
$705
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,195
per month
4 bedroom
$1,325
per month

Source: HUD FMR FY2025

Income and earnings in Chesterfield County

Annual earnings figures from the Census ACS.

Household income
$47,620
per year
Individual earnings
$35,253
per year
Per capita
$28,363
per year

Source: ACS 2019-2023 5-Year.

Home values in Chesterfield County

Average values reported by homeowners.

Average home value
$101,400
Annual property tax
$468

Source: ACS 2019-2023 5-Year

Energy costs in Chesterfield County

Estimated monthly electricity and gas costs.

Electricity
$168
per month · 15.3¢/kWh
Natural gas
$36
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Chesterfield County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chesterfield County

State and local tax rates for South Carolina.

State income tax
6.4%
Top marginal rate
State sales tax
6.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chesterfield County

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
84.5%
Public transit
0.4%
Work from home
2.1%

Source: ACS

Monthly cost estimates for Chesterfield County

What it costs to live in Chesterfield County each month.

Single person
$2,630
per month
  • Rent $711
  • Energy $204
  • Water $55
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $412
  • State tax $130
Couple
$3,707
per month
  • Rent $933
  • Energy $245
  • Water $65
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $457
  • State tax $196
Family
$6,099
per month
  • Rent $1,195
  • Energy $306
  • Water $75
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $457
  • State tax $196

Frequently asked questions about Chesterfield County

Common questions about cost of living, rent and salary.

What is the average rent in Chesterfield County?

In Chesterfield County, SC, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,195 per month, according to HUD Fair Market Rent data.

What is the average salary in Chesterfield County?

In Chesterfield County, SC, the average household income is $47,620 per year and individual earnings for full-time workers average $35,253 per year, according to U.S. Census Bureau data.

What is the cost of living in Chesterfield County?

The estimated cost of living in Chesterfield County, SC is approximately $2,630 per month for a single person, $3,707 for a couple, $6,099 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chesterfield County?

The combined sales tax rate in Chesterfield County, SC is 7.44%, which includes the South Carolina state rate of 6.00% plus an average local rate of 1.44%.

Is Chesterfield County an affordable place to live?

Based on the data, a single person in Chesterfield County, SC would need approximately $2,630 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,620 per year ($3,968 per month). Chesterfield County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chesterfield County?

The ACA marketplace benchmark premium in Chesterfield County, SC is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chesterfield County?

The average home value in Chesterfield County, SC is $101,400, with average annual property taxes of $468, according to U.S. Census Bureau data.

How does Chesterfield County compare to other areas?

You can compare Chesterfield County, SC with any other US county using our comparison tool at /compare. Chesterfield County is in South Carolina.

Other counties in South Carolina

Browse the full list of counties in South Carolina, ranked by cost of living.

See all counties in South Carolina

Compare Chesterfield County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources