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Gaffney, SC

Cost of living in Cherokee County, SC

Estimated monthly cost
$2,634/mo
for a single person, all categories combined

Population 56,299 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $718 27%
Healthcare $480 18%
Federal tax $410 16%
Transport $320 12%
Groceries $318 12%
Energy $204 8%
State tax $129 5%
Water $55 2%

Rent in Cherokee County

Fair Market Rents by bedroom count.

Studio
$713
per month
1 bedroom
$718
per month
2 bedroom
$942
per month
3 bedroom
$1,172
per month
4 bedroom
$1,354
per month

Source: HUD FMR FY2025

Income and earnings in Cherokee County

Annual earnings figures from the Census ACS.

Household income
$49,047
per year
Individual earnings
$35,109
per year
Per capita
$27,175
per year

Source: ACS 2019-2023 5-Year.

Home values in Cherokee County

Average values reported by homeowners.

Average home value
$135,200
Annual property tax
$590

Source: ACS 2019-2023 5-Year

Energy costs in Cherokee County

Estimated monthly electricity and gas costs.

Electricity
$168
per month · 15.3¢/kWh
Natural gas
$36
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Cherokee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cherokee County

State and local tax rates for South Carolina.

State income tax
6.4%
Top marginal rate
State sales tax
6.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cherokee County

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
83.9%
Public transit
0.0%
Work from home
5.3%

Source: ACS

Monthly cost estimates for Cherokee County

What it costs to live in Cherokee County each month.

Single person
$2,634
per month
  • Rent $718
  • Energy $204
  • Water $55
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $410
  • State tax $129
Couple
$3,745
per month
  • Rent $942
  • Energy $245
  • Water $65
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $478
  • State tax $204
Family
$6,105
per month
  • Rent $1,172
  • Energy $306
  • Water $75
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $478
  • State tax $204

Frequently asked questions about Cherokee County

Common questions about cost of living, rent and salary.

What is the average rent in Cherokee County?

In Cherokee County, SC, a one-bedroom apartment averages $718 per month, a two-bedroom averages $942 per month, a three-bedroom averages $1,172 per month, according to HUD Fair Market Rent data.

What is the average salary in Cherokee County?

In Cherokee County, SC, the average household income is $49,047 per year and individual earnings for full-time workers average $35,109 per year, according to U.S. Census Bureau data.

What is the cost of living in Cherokee County?

The estimated cost of living in Cherokee County, SC is approximately $2,634 per month for a single person, $3,745 for a couple, $6,105 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cherokee County?

The combined sales tax rate in Cherokee County, SC is 7.44%, which includes the South Carolina state rate of 6.00% plus an average local rate of 1.44%.

Is Cherokee County an affordable place to live?

Based on the data, a single person in Cherokee County, SC would need approximately $2,634 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,047 per year ($4,087 per month). Cherokee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cherokee County?

The ACA marketplace benchmark premium in Cherokee County, SC is approximately $480 per month for an individual. Approximately 10.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cherokee County?

The average home value in Cherokee County, SC is $135,200, with average annual property taxes of $590, according to U.S. Census Bureau data.

How does Cherokee County compare to other areas?

You can compare Cherokee County, SC with any other US county using our comparison tool at /compare. Cherokee County is in the Gaffney, SC metro area.

Other counties in South Carolina

Browse the full list of counties in South Carolina, ranked by cost of living.

See all counties in South Carolina

Compare Cherokee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources