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Iowa

Cost of living in Cherokee County, IA

Estimated monthly cost
$2,746/mo
for a single person, all categories combined

Population 11,587 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $792 29%
Healthcare $480 17%
Federal tax $443 16%
Transport $320 12%
Groceries $315 11%
Energy $195 7%
State tax $151 5%
Water $50 2%

Rent in Cherokee County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$792
per month
2 bedroom
$877
per month
3 bedroom
$1,229
per month
4 bedroom
$1,473
per month

Source: HUD FMR FY2025

Income and earnings in Cherokee County

Annual earnings figures from the Census ACS.

Household income
$64,478
per year
Individual earnings
$37,143
per year
Per capita
$37,174
per year

Source: ACS 2019-2023 5-Year.

Home values in Cherokee County

Average values reported by homeowners.

Average home value
$145,100
Annual property tax
$1,561

Source: ACS 2019-2023 5-Year

Energy costs in Cherokee County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Cherokee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cherokee County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cherokee County

Commute patterns and estimated costs.

Average commute
18.3 min
Drive alone
80.3%
Public transit
0.7%
Work from home
7.3%

Source: ACS

Monthly cost estimates for Cherokee County

What it costs to live in Cherokee County each month.

Single person
$2,746
per month
  • Rent $792
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $151
Couple
$3,983
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $725
  • State tax $281
Family
$6,459
per month
  • Rent $1,229
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $725
  • State tax $281

Frequently asked questions about Cherokee County

Common questions about cost of living, rent and salary.

What is the average rent in Cherokee County?

In Cherokee County, IA, a one-bedroom apartment averages $792 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,229 per month, according to HUD Fair Market Rent data.

What is the average salary in Cherokee County?

In Cherokee County, IA, the average household income is $64,478 per year and individual earnings for full-time workers average $37,143 per year, according to U.S. Census Bureau data.

What is the cost of living in Cherokee County?

The estimated cost of living in Cherokee County, IA is approximately $2,746 per month for a single person, $3,983 for a couple, $6,459 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cherokee County?

The combined sales tax rate in Cherokee County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Cherokee County an affordable place to live?

Based on the data, a single person in Cherokee County, IA would need approximately $2,746 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,478 per year ($5,373 per month). Cherokee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cherokee County?

The ACA marketplace benchmark premium in Cherokee County, IA is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cherokee County?

The average home value in Cherokee County, IA is $145,100, with average annual property taxes of $1,561, according to U.S. Census Bureau data.

How does Cherokee County compare to other areas?

You can compare Cherokee County, IA with any other US county using our comparison tool at /compare. Cherokee County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Cherokee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources