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Michigan

Cost of living in Cheboygan County, MI

Estimated monthly cost
$2,581/mo
for a single person, all categories combined

Population 25,778 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $749 29%
Healthcare $480 19%
Federal tax $353 14%
Groceries $326 13%
Transport $320 12%
Energy $191 7%
State tax $112 4%
Water $50 2%

Rent in Cheboygan County

Fair Market Rents by bedroom count.

Studio
$674
per month
1 bedroom
$749
per month
2 bedroom
$983
per month
3 bedroom
$1,184
per month
4 bedroom
$1,303
per month

Source: HUD FMR FY2025

Income and earnings in Cheboygan County

Annual earnings figures from the Census ACS.

Household income
$61,619
per year
Individual earnings
$31,627
per year
Per capita
$34,750
per year

Source: ACS 2019-2023 5-Year.

Home values in Cheboygan County

Average values reported by homeowners.

Average home value
$175,200
Annual property tax
$1,625

Source: ACS 2019-2023 5-Year

Energy costs in Cheboygan County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Cheboygan County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cheboygan County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cheboygan County

Commute patterns and estimated costs.

Average commute
24.5 min
Drive alone
76.6%
Public transit
0.5%
Work from home
9.8%

Source: ACS

Monthly cost estimates for Cheboygan County

What it costs to live in Cheboygan County each month.

Single person
$2,581
per month
  • Rent $749
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $353
  • State tax $112
Couple
$3,992
per month
  • Rent $983
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $678
  • State tax $218
Family
$6,326
per month
  • Rent $1,184
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $678
  • State tax $218

Frequently asked questions about Cheboygan County

Common questions about cost of living, rent and salary.

What is the average rent in Cheboygan County?

In Cheboygan County, MI, a one-bedroom apartment averages $749 per month, a two-bedroom averages $983 per month, a three-bedroom averages $1,184 per month, according to HUD Fair Market Rent data.

What is the average salary in Cheboygan County?

In Cheboygan County, MI, the average household income is $61,619 per year and individual earnings for full-time workers average $31,627 per year, according to U.S. Census Bureau data.

What is the cost of living in Cheboygan County?

The estimated cost of living in Cheboygan County, MI is approximately $2,581 per month for a single person, $3,992 for a couple, $6,326 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cheboygan County?

The combined sales tax rate in Cheboygan County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Cheboygan County an affordable place to live?

Based on the data, a single person in Cheboygan County, MI would need approximately $2,581 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,619 per year ($5,135 per month). Cheboygan County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cheboygan County?

The ACA marketplace benchmark premium in Cheboygan County, MI is approximately $480 per month for an individual. Approximately 6.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cheboygan County?

The average home value in Cheboygan County, MI is $175,200, with average annual property taxes of $1,625, according to U.S. Census Bureau data.

How does Cheboygan County compare to other areas?

You can compare Cheboygan County, MI with any other US county using our comparison tool at /compare. Cheboygan County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Cheboygan County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources