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Nashville-Davidson--Murfreesboro--Franklin, TN

Cost of living in Cheatham County, TN

Part of the Nashville Metro Area

Estimated monthly cost
$3,600/mo
for a single person, all categories combined

Population 41,500 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,650 46%
Federal tax $587 16%
Healthcare $480 13%
Transport $320 9%
Groceries $317 9%
Energy $191 5%
Water $55 2%
State tax $0 0%

Rent in Cheatham County

Fair Market Rents by bedroom count.

Studio
$1,589
per month
1 bedroom
$1,650
per month
2 bedroom
$1,827
per month
3 bedroom
$2,308
per month
4 bedroom
$2,840
per month

Source: HUD FMR FY2025

Income and earnings in Cheatham County

Annual earnings figures from the Census ACS.

Household income
$82,015
per year
Individual earnings
$45,927
per year
Per capita
$38,581
per year

Source: ACS 2019-2023 5-Year.

Home values in Cheatham County

Average values reported by homeowners.

Average home value
$291,400
Annual property tax
$1,479

Source: ACS 2019-2023 5-Year

Energy costs in Cheatham County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Cheatham County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cheatham County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cheatham County

Commute patterns and estimated costs.

Average commute
33.9 min
Drive alone
75.0%
Public transit
0.1%
Work from home
11.6%

Source: ACS

Monthly cost estimates for Cheatham County

What it costs to live in Cheatham County each month.

Single person
$3,600
per month
  • Rent $1,650
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $587
  • State tax $0
Couple
$4,942
per month
  • Rent $1,827
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $1,012
  • State tax $0
Family
$7,548
per month
  • Rent $2,308
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,012
  • State tax $0

Frequently asked questions about Cheatham County

Common questions about cost of living, rent and salary.

What is the average rent in Cheatham County?

In Cheatham County, TN, a one-bedroom apartment averages $1,650 per month, a two-bedroom averages $1,827 per month, a three-bedroom averages $2,308 per month, according to HUD Fair Market Rent data.

What is the average salary in Cheatham County?

In Cheatham County, TN, the average household income is $82,015 per year and individual earnings for full-time workers average $45,927 per year, according to U.S. Census Bureau data.

What is the cost of living in Cheatham County?

The estimated cost of living in Cheatham County, TN is approximately $3,600 per month for a single person, $4,942 for a couple, $7,548 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cheatham County?

The combined sales tax rate in Cheatham County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Cheatham County an affordable place to live?

Based on the data, a single person in Cheatham County, TN would need approximately $3,600 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $82,015 per year ($6,835 per month). Cheatham County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cheatham County?

The ACA marketplace benchmark premium in Cheatham County, TN is approximately $480 per month for an individual. Approximately 9.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cheatham County?

The average home value in Cheatham County, TN is $291,400, with average annual property taxes of $1,479, according to U.S. Census Bureau data.

How does Cheatham County compare to other areas?

You can compare Cheatham County, TN with any other US county using our comparison tool at /compare. Cheatham County is in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Cheatham County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources