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Summerville, GA

Cost of living in Chattooga County, GA

Estimated monthly cost
$2,650/mo
for a single person, all categories combined

Population 24,975 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $726 27%
Healthcare $480 18%
Federal tax $386 15%
Groceries $324 12%
Transport $320 12%
Energy $205 8%
State tax $154 6%
Water $55 2%

Rent in Chattooga County

Fair Market Rents by bedroom count.

Studio
$652
per month
1 bedroom
$726
per month
2 bedroom
$905
per month
3 bedroom
$1,268
per month
4 bedroom
$1,485
per month

Source: HUD FMR FY2025

Income and earnings in Chattooga County

Annual earnings figures from the Census ACS.

Household income
$47,785
per year
Individual earnings
$33,667
per year
Per capita
$23,391
per year

Source: ACS 2019-2023 5-Year.

Home values in Chattooga County

Average values reported by homeowners.

Average home value
$98,700
Annual property tax
$844

Source: ACS 2019-2023 5-Year

Energy costs in Chattooga County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Chattooga County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chattooga County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chattooga County

Commute patterns and estimated costs.

Average commute
27.4 min
Drive alone
85.3%
Public transit
0.4%
Work from home
3.8%

Source: ACS

Monthly cost estimates for Chattooga County

What it costs to live in Chattooga County each month.

Single person
$2,650
per month
  • Rent $726
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $386
  • State tax $154
Couple
$3,716
per month
  • Rent $905
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $460
  • State tax $219
Family
$6,215
per month
  • Rent $1,268
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $460
  • State tax $219

Frequently asked questions about Chattooga County

Common questions about cost of living, rent and salary.

What is the average rent in Chattooga County?

In Chattooga County, GA, a one-bedroom apartment averages $726 per month, a two-bedroom averages $905 per month, a three-bedroom averages $1,268 per month, according to HUD Fair Market Rent data.

What is the average salary in Chattooga County?

In Chattooga County, GA, the average household income is $47,785 per year and individual earnings for full-time workers average $33,667 per year, according to U.S. Census Bureau data.

What is the cost of living in Chattooga County?

The estimated cost of living in Chattooga County, GA is approximately $2,650 per month for a single person, $3,716 for a couple, $6,215 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chattooga County?

The combined sales tax rate in Chattooga County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Chattooga County an affordable place to live?

Based on the data, a single person in Chattooga County, GA would need approximately $2,650 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,785 per year ($3,982 per month). Chattooga County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chattooga County?

The ACA marketplace benchmark premium in Chattooga County, GA is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chattooga County?

The average home value in Chattooga County, GA is $98,700, with average annual property taxes of $844, according to U.S. Census Bureau data.

How does Chattooga County compare to other areas?

You can compare Chattooga County, GA with any other US county using our comparison tool at /compare. Chattooga County is in the Summerville, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Chattooga County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources