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Richmond, VA

Cost of living in Charles City County, VA

Part of the Richmond Metro Area

Estimated monthly cost
$3,661/mo
for a single person, all categories combined

Population 6,686 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,545 42%
Federal tax $524 14%
Healthcare $480 13%
Groceries $355 10%
Transport $320 9%
Energy $202 6%
State tax $180 5%
Water $55 2%

Rent in Charles City County

Fair Market Rents by bedroom count.

Studio
$1,488
per month
1 bedroom
$1,545
per month
2 bedroom
$1,711
per month
3 bedroom
$2,166
per month
4 bedroom
$2,677
per month

Source: HUD FMR FY2025

Income and earnings in Charles City County

Annual earnings figures from the Census ACS.

Household income
$70,339
per year
Individual earnings
$42,109
per year
Per capita
$41,266
per year

Source: ACS 2019-2023 5-Year.

Home values in Charles City County

Average values reported by homeowners.

Average home value
$224,100
Annual property tax
$1,354

Source: ACS 2019-2023 5-Year

Energy costs in Charles City County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Charles City County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Charles City County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Charles City County

Commute patterns and estimated costs.

Average commute
34.0 min
Drive alone
83.8%
Public transit
0.4%
Work from home
8.2%

Source: ACS

Monthly cost estimates for Charles City County

What it costs to live in Charles City County each month.

Single person
$3,661
per month
  • Rent $1,545
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $524
  • State tax $180
Couple
$5,027
per month
  • Rent $1,711
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $821
  • State tax $316
Family
$7,644
per month
  • Rent $2,166
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $821
  • State tax $316

Frequently asked questions about Charles City County

Common questions about cost of living, rent and salary.

What is the average rent in Charles City County?

In Charles City County, VA, a one-bedroom apartment averages $1,545 per month, a two-bedroom averages $1,711 per month, a three-bedroom averages $2,166 per month, according to HUD Fair Market Rent data.

What is the average salary in Charles City County?

In Charles City County, VA, the average household income is $70,339 per year and individual earnings for full-time workers average $42,109 per year, according to U.S. Census Bureau data.

What is the cost of living in Charles City County?

The estimated cost of living in Charles City County, VA is approximately $3,661 per month for a single person, $5,027 for a couple, $7,644 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Charles City County?

The combined sales tax rate in Charles City County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Charles City County an affordable place to live?

Based on the data, a single person in Charles City County, VA would need approximately $3,661 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,339 per year ($5,862 per month). Charles City County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Charles City County?

The ACA marketplace benchmark premium in Charles City County, VA is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Charles City County?

The average home value in Charles City County, VA is $224,100, with average annual property taxes of $1,354, according to U.S. Census Bureau data.

How does Charles City County compare to other areas?

You can compare Charles City County, VA with any other US county using our comparison tool at /compare. Charles City County is in the Richmond, VA metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Charles City County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources