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Iowa

Cost of living in Cedar County, IA

Estimated monthly cost
$2,883/mo
for a single person, all categories combined

Population 18,427 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $709 25%
Federal tax $613 21%
Healthcare $480 17%
Transport $320 11%
Groceries $315 11%
State tax $201 7%
Energy $195 7%
Water $50 2%

Rent in Cedar County

Fair Market Rents by bedroom count.

Studio
$685
per month
1 bedroom
$709
per month
2 bedroom
$930
per month
3 bedroom
$1,170
per month
4 bedroom
$1,233
per month

Source: HUD FMR FY2025

Income and earnings in Cedar County

Annual earnings figures from the Census ACS.

Household income
$79,080
per year
Individual earnings
$47,510
per year
Per capita
$38,775
per year

Source: ACS 2019-2023 5-Year.

Home values in Cedar County

Average values reported by homeowners.

Average home value
$199,700
Annual property tax
$2,433

Source: ACS 2019-2023 5-Year

Energy costs in Cedar County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Cedar County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cedar County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cedar County

Commute patterns and estimated costs.

Average commute
26.4 min
Drive alone
82.0%
Public transit
0.1%
Work from home
10.1%

Source: ACS

Monthly cost estimates for Cedar County

What it costs to live in Cedar County each month.

Single person
$2,883
per month
  • Rent $709
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $613
  • State tax $201
Couple
$4,345
per month
  • Rent $930
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $964
  • State tax $351
Family
$6,709
per month
  • Rent $1,170
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $964
  • State tax $351

Frequently asked questions about Cedar County

Common questions about cost of living, rent and salary.

What is the average rent in Cedar County?

In Cedar County, IA, a one-bedroom apartment averages $709 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,170 per month, according to HUD Fair Market Rent data.

What is the average salary in Cedar County?

In Cedar County, IA, the average household income is $79,080 per year and individual earnings for full-time workers average $47,510 per year, according to U.S. Census Bureau data.

What is the cost of living in Cedar County?

The estimated cost of living in Cedar County, IA is approximately $2,883 per month for a single person, $4,345 for a couple, $6,709 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cedar County?

The combined sales tax rate in Cedar County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Cedar County an affordable place to live?

Based on the data, a single person in Cedar County, IA would need approximately $2,883 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $79,080 per year ($6,590 per month). Cedar County is relatively affordable compared to the national average.

How much does healthcare cost in Cedar County?

The ACA marketplace benchmark premium in Cedar County, IA is approximately $480 per month for an individual. Approximately 3.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cedar County?

The average home value in Cedar County, IA is $199,700, with average annual property taxes of $2,433, according to U.S. Census Bureau data.

How does Cedar County compare to other areas?

You can compare Cedar County, IA with any other US county using our comparison tool at /compare. Cedar County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Cedar County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources