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Fargo, ND-MN

Cost of living in Cass County, ND

Part of the Fargo Metro Area

Estimated monthly cost
$2,828/mo
for a single person, all categories combined

Population 189,286 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $836 30%
Federal tax $550 19%
Healthcare $480 17%
Groceries $322 11%
Transport $320 11%
Energy $199 7%
State tax $71 3%
Water $50 2%

Rent in Cass County

Fair Market Rents by bedroom count.

Studio
$694
per month
1 bedroom
$836
per month
2 bedroom
$1,012
per month
3 bedroom
$1,418
per month
4 bedroom
$1,699
per month

Source: HUD FMR FY2025

Income and earnings in Cass County

Annual earnings figures from the Census ACS.

Household income
$75,023
per year
Individual earnings
$43,708
per year
Per capita
$44,593
per year

Source: ACS 2019-2023 5-Year.

Home values in Cass County

Average values reported by homeowners.

Average home value
$284,700
Annual property tax
$3,449

Source: ACS 2019-2023 5-Year

Energy costs in Cass County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Cass County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cass County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cass County

Commute patterns and estimated costs.

Average commute
17.5 min
Drive alone
79.5%
Public transit
0.7%
Work from home
8.7%

Source: ACS

Monthly cost estimates for Cass County

What it costs to live in Cass County each month.

Single person
$2,828
per month
  • Rent $836
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $550
  • State tax $71
Couple
$4,149
per month
  • Rent $1,012
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $898
  • State tax $122
Family
$6,686
per month
  • Rent $1,418
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $898
  • State tax $122

Frequently asked questions about Cass County

Common questions about cost of living, rent and salary.

What is the average rent in Cass County?

In Cass County, ND, a one-bedroom apartment averages $836 per month, a two-bedroom averages $1,012 per month, a three-bedroom averages $1,418 per month, according to HUD Fair Market Rent data.

What is the average salary in Cass County?

In Cass County, ND, the average household income is $75,023 per year and individual earnings for full-time workers average $43,708 per year, according to U.S. Census Bureau data.

What is the cost of living in Cass County?

The estimated cost of living in Cass County, ND is approximately $2,828 per month for a single person, $4,149 for a couple, $6,686 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cass County?

The combined sales tax rate in Cass County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Cass County an affordable place to live?

Based on the data, a single person in Cass County, ND would need approximately $2,828 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,023 per year ($6,252 per month). Cass County is relatively affordable compared to the national average.

How much does healthcare cost in Cass County?

The ACA marketplace benchmark premium in Cass County, ND is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cass County?

The average home value in Cass County, ND is $284,700, with average annual property taxes of $3,449, according to U.S. Census Bureau data.

How does Cass County compare to other areas?

You can compare Cass County, ND with any other US county using our comparison tool at /compare. Cass County is in the Fargo, ND-MN metro area.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Cass County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources