Skip to main content
LiveWhere us
Brainerd, MN

Cost of living in Cass County, MN

Estimated monthly cost
$2,834/mo
for a single person, all categories combined

Population 30,688 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $853 30%
Healthcare $480 17%
Federal tax $433 15%
Groceries $340 12%
Transport $320 11%
Energy $187 7%
State tax $171 6%
Water $50 2%

Rent in Cass County

Fair Market Rents by bedroom count.

Studio
$737
per month
1 bedroom
$853
per month
2 bedroom
$944
per month
3 bedroom
$1,240
per month
4 bedroom
$1,519
per month

Source: HUD FMR FY2025

Income and earnings in Cass County

Annual earnings figures from the Census ACS.

Household income
$64,937
per year
Individual earnings
$36,525
per year
Per capita
$36,470
per year

Source: ACS 2019-2023 5-Year.

Home values in Cass County

Average values reported by homeowners.

Average home value
$262,300
Annual property tax
$1,512

Source: ACS 2019-2023 5-Year

Energy costs in Cass County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Cass County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cass County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cass County

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
72.8%
Public transit
0.6%
Work from home
10.8%

Source: ACS

Monthly cost estimates for Cass County

What it costs to live in Cass County each month.

Single person
$2,834
per month
  • Rent $853
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $433
  • State tax $171
Couple
$4,140
per month
  • Rent $944
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $733
  • State tax $332
Family
$6,580
per month
  • Rent $1,240
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $733
  • State tax $332

Frequently asked questions about Cass County

Common questions about cost of living, rent and salary.

What is the average rent in Cass County?

In Cass County, MN, a one-bedroom apartment averages $853 per month, a two-bedroom averages $944 per month, a three-bedroom averages $1,240 per month, according to HUD Fair Market Rent data.

What is the average salary in Cass County?

In Cass County, MN, the average household income is $64,937 per year and individual earnings for full-time workers average $36,525 per year, according to U.S. Census Bureau data.

What is the cost of living in Cass County?

The estimated cost of living in Cass County, MN is approximately $2,834 per month for a single person, $4,140 for a couple, $6,580 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cass County?

The combined sales tax rate in Cass County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Cass County an affordable place to live?

Based on the data, a single person in Cass County, MN would need approximately $2,834 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,937 per year ($5,411 per month). Cass County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cass County?

The ACA marketplace benchmark premium in Cass County, MN is approximately $480 per month for an individual. Approximately 7.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cass County?

The average home value in Cass County, MN is $262,300, with average annual property taxes of $1,512, according to U.S. Census Bureau data.

How does Cass County compare to other areas?

You can compare Cass County, MN with any other US county using our comparison tool at /compare. Cass County is in the Brainerd, MN metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Cass County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources