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Illinois

Cost of living in Cass County, IL

Estimated monthly cost
$2,819/mo
for a single person, all categories combined

Population 12,826 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $786 28%
Federal tax $495 18%
Healthcare $480 17%
Groceries $345 12%
Transport $320 11%
Energy $177 6%
State tax $166 6%
Water $50 2%

Rent in Cass County

Fair Market Rents by bedroom count.

Studio
$597
per month
1 bedroom
$786
per month
2 bedroom
$870
per month
3 bedroom
$1,203
per month
4 bedroom
$1,461
per month

Source: HUD FMR FY2025

Income and earnings in Cass County

Annual earnings figures from the Census ACS.

Household income
$64,907
per year
Individual earnings
$40,304
per year
Per capita
$32,047
per year

Source: ACS 2019-2023 5-Year.

Home values in Cass County

Average values reported by homeowners.

Average home value
$95,500
Annual property tax
$2,007

Source: ACS 2019-2023 5-Year

Energy costs in Cass County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Cass County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cass County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cass County

Commute patterns and estimated costs.

Average commute
22.1 min
Drive alone
79.4%
Public transit
0.0%
Work from home
5.8%

Source: ACS

Monthly cost estimates for Cass County

What it costs to live in Cass County each month.

Single person
$2,819
per month
  • Rent $786
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $495
  • State tax $166
Couple
$3,998
per month
  • Rent $870
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $732
  • State tax $268
Family
$6,476
per month
  • Rent $1,203
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $732
  • State tax $268

Frequently asked questions about Cass County

Common questions about cost of living, rent and salary.

What is the average rent in Cass County?

In Cass County, IL, a one-bedroom apartment averages $786 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,203 per month, according to HUD Fair Market Rent data.

What is the average salary in Cass County?

In Cass County, IL, the average household income is $64,907 per year and individual earnings for full-time workers average $40,304 per year, according to U.S. Census Bureau data.

What is the cost of living in Cass County?

The estimated cost of living in Cass County, IL is approximately $2,819 per month for a single person, $3,998 for a couple, $6,476 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cass County?

The combined sales tax rate in Cass County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Cass County an affordable place to live?

Based on the data, a single person in Cass County, IL would need approximately $2,819 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,907 per year ($5,409 per month). Cass County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cass County?

The ACA marketplace benchmark premium in Cass County, IL is approximately $480 per month for an individual. Approximately 7.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cass County?

The average home value in Cass County, IL is $95,500, with average annual property taxes of $2,007, according to U.S. Census Bureau data.

How does Cass County compare to other areas?

You can compare Cass County, IL with any other US county using our comparison tool at /compare. Cass County is in Illinois.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Cass County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP