Cost of living in Carter County, OK
Population 48,255 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Carter County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Carter County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Carter County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Carter County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Carter County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Carter County
State and local tax rates for Oklahoma.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Carter County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Carter County
What it costs to live in Carter County each month.
- Rent $792
- Energy $184
- Water $55
- Groceries $310
- Transport $320
- Healthcare $480
- Federal tax $464
- State tax $152
- Rent $1,039
- Energy $221
- Water $65
- Groceries $514
- Transport $420
- Healthcare $864
- Federal tax $633
- State tax $233
- Rent $1,292
- Energy $276
- Water $75
- Groceries $779
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $633
- State tax $233
Frequently asked questions about Carter County
Common questions about cost of living, rent and salary.
What is the average rent in Carter County?
In Carter County, OK, a one-bedroom apartment averages $792 per month, a two-bedroom averages $1,039 per month, a three-bedroom averages $1,292 per month, according to HUD Fair Market Rent data.
What is the average salary in Carter County?
In Carter County, OK, the average household income is $58,856 per year and individual earnings for full-time workers average $38,463 per year, according to U.S. Census Bureau data.
What is the cost of living in Carter County?
The estimated cost of living in Carter County, OK is approximately $2,757 per month for a single person, $3,989 for a couple, $6,358 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Carter County?
The combined sales tax rate in Carter County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.
Is Carter County an affordable place to live?
Based on the data, a single person in Carter County, OK would need approximately $2,757 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,856 per year ($4,905 per month). Carter County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Carter County?
The ACA marketplace benchmark premium in Carter County, OK is approximately $480 per month for an individual. Approximately 14.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Carter County?
The average home value in Carter County, OK is $153,500, with average annual property taxes of $1,185, according to U.S. Census Bureau data.
How does Carter County compare to other areas?
You can compare Carter County, OK with any other US county using our comparison tool at /compare. Carter County is in the Ardmore, OK metro area.
Other counties in Oklahoma
Browse the full list of counties in Oklahoma, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP