Cost of living in Caroline County, VA
Population 31,541 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Caroline County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Caroline County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Caroline County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Caroline County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Caroline County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Caroline County
State and local tax rates for Virginia.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Caroline County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Caroline County
What it costs to live in Caroline County each month.
- Rent $906
- Energy $202
- Water $55
- Groceries $355
- Transport $320
- Healthcare $480
- Federal tax $580
- State tax $197
- Rent $1,119
- Energy $242
- Water $65
- Groceries $588
- Transport $420
- Healthcare $864
- Federal tax $1,082
- State tax $392
- Rent $1,568
- Energy $303
- Water $75
- Groceries $893
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,082
- State tax $392
Frequently asked questions about Caroline County
Common questions about cost of living, rent and salary.
What is the average rent in Caroline County?
In Caroline County, VA, a one-bedroom apartment averages $906 per month, a two-bedroom averages $1,119 per month, a three-bedroom averages $1,568 per month, according to HUD Fair Market Rent data.
What is the average salary in Caroline County?
In Caroline County, VA, the average household income is $86,267 per year and individual earnings for full-time workers average $45,529 per year, according to U.S. Census Bureau data.
What is the cost of living in Caroline County?
The estimated cost of living in Caroline County, VA is approximately $3,095 per month for a single person, $4,772 for a couple, $7,383 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Caroline County?
The combined sales tax rate in Caroline County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.
Is Caroline County an affordable place to live?
Based on the data, a single person in Caroline County, VA would need approximately $3,095 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,267 per year ($7,189 per month). Caroline County is relatively affordable compared to the national average.
How much does healthcare cost in Caroline County?
The ACA marketplace benchmark premium in Caroline County, VA is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Caroline County?
The average home value in Caroline County, VA is $283,100, with average annual property taxes of $1,585, according to U.S. Census Bureau data.
How does Caroline County compare to other areas?
You can compare Caroline County, VA with any other US county using our comparison tool at /compare. Caroline County is in Virginia.
Other counties in Virginia
Browse the full list of counties in Virginia, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP