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Paducah, KY-IL

Cost of living in Carlisle County, KY

Part of the Paducah Metro Area

Estimated monthly cost
$2,583/mo
for a single person, all categories combined

Population 4,763 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $668 26%
Healthcare $480 19%
Federal tax $432 17%
Transport $320 12%
Groceries $312 12%
Energy $194 8%
State tax $122 5%
Water $55 2%

Rent in Carlisle County

Fair Market Rents by bedroom count.

Studio
$631
per month
1 bedroom
$668
per month
2 bedroom
$877
per month
3 bedroom
$1,057
per month
4 bedroom
$1,208
per month

Source: HUD FMR FY2025

Income and earnings in Carlisle County

Annual earnings figures from the Census ACS.

Household income
$62,019
per year
Individual earnings
$36,452
per year
Per capita
$33,860
per year

Source: ACS 2019-2023 5-Year.

Home values in Carlisle County

Average values reported by homeowners.

Average home value
$104,700
Annual property tax
$887

Source: ACS 2019-2023 5-Year

Energy costs in Carlisle County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Carlisle County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Carlisle County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Carlisle County

Commute patterns and estimated costs.

Average commute
26.2 min
Drive alone
86.3%
Public transit
0.8%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Carlisle County

What it costs to live in Carlisle County each month.

Single person
$2,583
per month
  • Rent $668
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $432
  • State tax $122
Couple
$3,868
per month
  • Rent $877
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $685
  • State tax $207
Family
$6,169
per month
  • Rent $1,057
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $685
  • State tax $207

Frequently asked questions about Carlisle County

Common questions about cost of living, rent and salary.

What is the average rent in Carlisle County?

In Carlisle County, KY, a one-bedroom apartment averages $668 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,057 per month, according to HUD Fair Market Rent data.

What is the average salary in Carlisle County?

In Carlisle County, KY, the average household income is $62,019 per year and individual earnings for full-time workers average $36,452 per year, according to U.S. Census Bureau data.

What is the cost of living in Carlisle County?

The estimated cost of living in Carlisle County, KY is approximately $2,583 per month for a single person, $3,868 for a couple, $6,169 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Carlisle County?

The combined sales tax rate in Carlisle County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Carlisle County an affordable place to live?

Based on the data, a single person in Carlisle County, KY would need approximately $2,583 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,019 per year ($5,168 per month). Carlisle County is relatively affordable compared to the national average.

How much does healthcare cost in Carlisle County?

The ACA marketplace benchmark premium in Carlisle County, KY is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Carlisle County?

The average home value in Carlisle County, KY is $104,700, with average annual property taxes of $887, according to U.S. Census Bureau data.

How does Carlisle County compare to other areas?

You can compare Carlisle County, KY with any other US county using our comparison tool at /compare. Carlisle County is in the Paducah, KY-IL metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Carlisle County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources