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Cincinnati, OH-KY-IN

Cost of living in Campbell County, KY

Part of the Cincinnati Metro Area

Estimated monthly cost
$3,110/mo
for a single person, all categories combined

Population 93,193 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $993 32%
Federal tax $600 19%
Healthcare $480 15%
Transport $320 10%
Groceries $312 10%
Energy $194 6%
State tax $156 5%
Water $55 2%

Rent in Campbell County

Fair Market Rents by bedroom count.

Studio
$883
per month
1 bedroom
$993
per month
2 bedroom
$1,287
per month
3 bedroom
$1,707
per month
4 bedroom
$1,885
per month

Source: HUD FMR FY2025

Income and earnings in Campbell County

Annual earnings figures from the Census ACS.

Household income
$77,271
per year
Individual earnings
$46,725
per year
Per capita
$45,113
per year

Source: ACS 2019-2023 5-Year.

Home values in Campbell County

Average values reported by homeowners.

Average home value
$234,500
Annual property tax
$2,495

Source: ACS 2019-2023 5-Year

Energy costs in Campbell County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Campbell County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Campbell County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Campbell County

Commute patterns and estimated costs.

Average commute
22.9 min
Drive alone
73.4%
Public transit
0.8%
Work from home
14.8%

Source: ACS

Monthly cost estimates for Campbell County

What it costs to live in Campbell County each month.

Single person
$3,110
per month
  • Rent $993
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $600
  • State tax $156
Couple
$4,579
per month
  • Rent $1,287
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $935
  • State tax $258
Family
$7,120
per month
  • Rent $1,707
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $935
  • State tax $258

Frequently asked questions about Campbell County

Common questions about cost of living, rent and salary.

What is the average rent in Campbell County?

In Campbell County, KY, a one-bedroom apartment averages $993 per month, a two-bedroom averages $1,287 per month, a three-bedroom averages $1,707 per month, according to HUD Fair Market Rent data.

What is the average salary in Campbell County?

In Campbell County, KY, the average household income is $77,271 per year and individual earnings for full-time workers average $46,725 per year, according to U.S. Census Bureau data.

What is the cost of living in Campbell County?

The estimated cost of living in Campbell County, KY is approximately $3,110 per month for a single person, $4,579 for a couple, $7,120 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Campbell County?

The combined sales tax rate in Campbell County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Campbell County an affordable place to live?

Based on the data, a single person in Campbell County, KY would need approximately $3,110 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,271 per year ($6,439 per month). Campbell County is relatively affordable compared to the national average.

How much does healthcare cost in Campbell County?

The ACA marketplace benchmark premium in Campbell County, KY is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Campbell County?

The average home value in Campbell County, KY is $234,500, with average annual property taxes of $2,495, according to U.S. Census Bureau data.

How does Campbell County compare to other areas?

You can compare Campbell County, KY with any other US county using our comparison tool at /compare. Campbell County is in the Cincinnati, OH-KY-IN metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Campbell County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources