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Johnstown, PA

Cost of living in Cambria County, PA

Part of the Johnstown Metro Area

Estimated monthly cost
$2,708/mo
for a single person, all categories combined

Population 132,355 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $754 28%
Healthcare $480 18%
Federal tax $456 17%
Groceries $341 13%
Transport $320 12%
Energy $205 8%
State tax $97 4%
Water $55 2%

Rent in Cambria County

Fair Market Rents by bedroom count.

Studio
$749
per month
1 bedroom
$754
per month
2 bedroom
$935
per month
3 bedroom
$1,261
per month
4 bedroom
$1,375
per month

Source: HUD FMR FY2025

Income and earnings in Cambria County

Annual earnings figures from the Census ACS.

Household income
$56,292
per year
Individual earnings
$37,951
per year
Per capita
$33,863
per year

Source: ACS 2019-2023 5-Year.

Home values in Cambria County

Average values reported by homeowners.

Average home value
$115,900
Annual property tax
$1,487

Source: ACS 2019-2023 5-Year

Energy costs in Cambria County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Cambria County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cambria County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cambria County

Commute patterns and estimated costs.

Average commute
23.3 min
Drive alone
79.2%
Public transit
0.9%
Work from home
9.2%

Source: ACS

Monthly cost estimates for Cambria County

What it costs to live in Cambria County each month.

Single person
$2,708
per month
  • Rent $754
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $456
  • State tax $97
Couple
$3,830
per month
  • Rent $935
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $591
  • State tax $144
Family
$6,306
per month
  • Rent $1,261
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $591
  • State tax $144

Frequently asked questions about Cambria County

Common questions about cost of living, rent and salary.

What is the average rent in Cambria County?

In Cambria County, PA, a one-bedroom apartment averages $754 per month, a two-bedroom averages $935 per month, a three-bedroom averages $1,261 per month, according to HUD Fair Market Rent data.

What is the average salary in Cambria County?

In Cambria County, PA, the average household income is $56,292 per year and individual earnings for full-time workers average $37,951 per year, according to U.S. Census Bureau data.

What is the cost of living in Cambria County?

The estimated cost of living in Cambria County, PA is approximately $2,708 per month for a single person, $3,830 for a couple, $6,306 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cambria County?

The combined sales tax rate in Cambria County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Cambria County an affordable place to live?

Based on the data, a single person in Cambria County, PA would need approximately $2,708 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,292 per year ($4,691 per month). Cambria County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cambria County?

The ACA marketplace benchmark premium in Cambria County, PA is approximately $480 per month for an individual. Approximately 3.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cambria County?

The average home value in Cambria County, PA is $115,900, with average annual property taxes of $1,487, according to U.S. Census Bureau data.

How does Cambria County compare to other areas?

You can compare Cambria County, PA with any other US county using our comparison tool at /compare. Cambria County is in the Johnstown, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Cambria County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources