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St. Louis, MO-IL

Cost of living in Calhoun County, IL

Part of the St. Louis Metro Area

Estimated monthly cost
$2,937/mo
for a single person, all categories combined

Population 4,406 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $984 34%
Healthcare $480 16%
Federal tax $431 15%
Groceries $345 12%
Transport $320 11%
Energy $177 6%
State tax $150 5%
Water $50 2%

Rent in Calhoun County

Fair Market Rents by bedroom count.

Studio
$951
per month
1 bedroom
$984
per month
2 bedroom
$1,215
per month
3 bedroom
$1,570
per month
4 bedroom
$1,806
per month

Source: HUD FMR FY2025

Income and earnings in Calhoun County

Annual earnings figures from the Census ACS.

Household income
$92,095
per year
Individual earnings
$36,418
per year
Per capita
$33,749
per year

Source: ACS 2019-2023 5-Year.

Home values in Calhoun County

Average values reported by homeowners.

Average home value
$174,000
Annual property tax
$2,565

Source: ACS 2019-2023 5-Year

Energy costs in Calhoun County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Calhoun County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
1.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Calhoun County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Calhoun County

Commute patterns and estimated costs.

Average commute
49.4 min
Drive alone
75.6%
Public transit
0.0%
Work from home
16.8%

Source: ACS

Monthly cost estimates for Calhoun County

What it costs to live in Calhoun County each month.

Single person
$2,937
per month
  • Rent $984
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $431
  • State tax $150
Couple
$4,900
per month
  • Rent $1,215
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $1,177
  • State tax $380
Family
$7,400
per month
  • Rent $1,570
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,177
  • State tax $380

Frequently asked questions about Calhoun County

Common questions about cost of living, rent and salary.

What is the average rent in Calhoun County?

In Calhoun County, IL, a one-bedroom apartment averages $984 per month, a two-bedroom averages $1,215 per month, a three-bedroom averages $1,570 per month, according to HUD Fair Market Rent data.

What is the average salary in Calhoun County?

In Calhoun County, IL, the average household income is $92,095 per year and individual earnings for full-time workers average $36,418 per year, according to U.S. Census Bureau data.

What is the cost of living in Calhoun County?

The estimated cost of living in Calhoun County, IL is approximately $2,937 per month for a single person, $4,900 for a couple, $7,400 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Calhoun County?

The combined sales tax rate in Calhoun County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Calhoun County an affordable place to live?

Based on the data, a single person in Calhoun County, IL would need approximately $2,937 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $92,095 per year ($7,675 per month). Calhoun County is relatively affordable compared to the national average.

How much does healthcare cost in Calhoun County?

The ACA marketplace benchmark premium in Calhoun County, IL is approximately $480 per month for an individual. Approximately 1.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Calhoun County?

The average home value in Calhoun County, IL is $174,000, with average annual property taxes of $2,565, according to U.S. Census Bureau data.

How does Calhoun County compare to other areas?

You can compare Calhoun County, IL with any other US county using our comparison tool at /compare. Calhoun County is in the St. Louis, MO-IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Calhoun County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources