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Cost of living in Calaveras County, CA

Estimated monthly cost
$3,182/mo
for a single person, all categories combined

Population 45,995 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,086 34%
Federal tax $526 17%
Healthcare $480 15%
Groceries $397 12%
Transport $320 10%
Energy $217 7%
State tax $96 3%
Water $60 2%

Rent in Calaveras County

Fair Market Rents by bedroom count.

Studio
$989
per month
1 bedroom
$1,086
per month
2 bedroom
$1,425
per month
3 bedroom
$1,997
per month
4 bedroom
$2,195
per month

Source: HUD FMR FY2025

Income and earnings in Calaveras County

Annual earnings figures from the Census ACS.

Household income
$79,877
per year
Individual earnings
$42,233
per year
Per capita
$41,078
per year

Source: ACS 2019-2023 5-Year.

Home values in Calaveras County

Average values reported by homeowners.

Average home value
$441,800
Annual property tax
$3,154

Source: ACS 2019-2023 5-Year

Energy costs in Calaveras County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Calaveras County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Calaveras County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Calaveras County

Commute patterns and estimated costs.

Average commute
33.9 min
Drive alone
74.1%
Public transit
0.6%
Work from home
14.1%

Source: ACS

Monthly cost estimates for Calaveras County

What it costs to live in Calaveras County each month.

Single person
$3,182
per month
  • Rent $1,086
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $320
  • Healthcare $480
  • Federal tax $526
  • State tax $96
Couple
$5,014
per month
  • Rent $1,425
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $420
  • Healthcare $864
  • Federal tax $977
  • State tax $340
Family
$7,793
per month
  • Rent $1,997
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $977
  • State tax $340

Frequently asked questions about Calaveras County

Common questions about cost of living, rent and salary.

What is the average rent in Calaveras County?

In Calaveras County, CA, a one-bedroom apartment averages $1,086 per month, a two-bedroom averages $1,425 per month, a three-bedroom averages $1,997 per month, according to HUD Fair Market Rent data.

What is the average salary in Calaveras County?

In Calaveras County, CA, the average household income is $79,877 per year and individual earnings for full-time workers average $42,233 per year, according to U.S. Census Bureau data.

What is the cost of living in Calaveras County?

The estimated cost of living in Calaveras County, CA is approximately $3,182 per month for a single person, $5,014 for a couple, $7,793 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Calaveras County?

The combined sales tax rate in Calaveras County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Calaveras County an affordable place to live?

Based on the data, a single person in Calaveras County, CA would need approximately $3,182 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $79,877 per year ($6,656 per month). Calaveras County is relatively affordable compared to the national average.

How much does healthcare cost in Calaveras County?

The ACA marketplace benchmark premium in Calaveras County, CA is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Calaveras County?

The average home value in Calaveras County, CA is $441,800, with average annual property taxes of $3,154, according to U.S. Census Bureau data.

How does Calaveras County compare to other areas?

You can compare Calaveras County, CA with any other US county using our comparison tool at /compare. Calaveras County is in California.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Calaveras County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources