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Helena, MT

Cost of living in Broadwater County, MT

Part of the Helena Metro Area

Estimated monthly cost
$3,539/mo
for a single person, all categories combined

Population 7,310 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,426 40%
Federal tax $561 16%
Healthcare $480 14%
Groceries $334 9%
Transport $320 9%
State tax $198 6%
Energy $160 5%
Water $60 2%

Rent in Broadwater County

Fair Market Rents by bedroom count.

Studio
$1,243
per month
1 bedroom
$1,426
per month
2 bedroom
$1,694
per month
3 bedroom
$2,041
per month
4 bedroom
$2,703
per month

Source: HUD FMR FY2025

Income and earnings in Broadwater County

Annual earnings figures from the Census ACS.

Household income
$63,636
per year
Individual earnings
$44,340
per year
Per capita
$38,093
per year

Source: ACS 2019-2023 5-Year.

Home values in Broadwater County

Average values reported by homeowners.

Average home value
$364,800
Annual property tax
$2,210

Source: ACS 2019-2023 5-Year

Energy costs in Broadwater County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Broadwater County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Broadwater County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Broadwater County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
79.0%
Public transit
0.0%
Work from home
10.1%

Source: ACS

Monthly cost estimates for Broadwater County

What it costs to live in Broadwater County each month.

Single person
$3,539
per month
  • Rent $1,426
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $561
  • State tax $198
Couple
$4,796
per month
  • Rent $1,694
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $711
  • State tax $292
Family
$7,279
per month
  • Rent $2,041
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $711
  • State tax $292

Frequently asked questions about Broadwater County

Common questions about cost of living, rent and salary.

What is the average rent in Broadwater County?

In Broadwater County, MT, a one-bedroom apartment averages $1,426 per month, a two-bedroom averages $1,694 per month, a three-bedroom averages $2,041 per month, according to HUD Fair Market Rent data.

What is the average salary in Broadwater County?

In Broadwater County, MT, the average household income is $63,636 per year and individual earnings for full-time workers average $44,340 per year, according to U.S. Census Bureau data.

What is the cost of living in Broadwater County?

The estimated cost of living in Broadwater County, MT is approximately $3,539 per month for a single person, $4,796 for a couple, $7,279 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Broadwater County?

The combined sales tax rate in Broadwater County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Broadwater County an affordable place to live?

Based on the data, a single person in Broadwater County, MT would need approximately $3,539 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,636 per year ($5,303 per month). Broadwater County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Broadwater County?

The ACA marketplace benchmark premium in Broadwater County, MT is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Broadwater County?

The average home value in Broadwater County, MT is $364,800, with average annual property taxes of $2,210, according to U.S. Census Bureau data.

How does Broadwater County compare to other areas?

You can compare Broadwater County, MT with any other US county using our comparison tool at /compare. Broadwater County is in the Helena, MT metro area.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Broadwater County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources