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Coldwater, MI

Cost of living in Branch County, MI

Estimated monthly cost
$2,716/mo
for a single person, all categories combined

Population 44,914 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $776 29%
Healthcare $480 18%
Federal tax $442 16%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $131 5%
Water $50 2%

Rent in Branch County

Fair Market Rents by bedroom count.

Studio
$673
per month
1 bedroom
$776
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Branch County

Annual earnings figures from the Census ACS.

Household income
$61,958
per year
Individual earnings
$37,059
per year
Per capita
$30,685
per year

Source: ACS 2019-2023 5-Year.

Home values in Branch County

Average values reported by homeowners.

Average home value
$147,500
Annual property tax
$1,813

Source: ACS 2019-2023 5-Year

Energy costs in Branch County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Branch County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Branch County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Branch County

Commute patterns and estimated costs.

Average commute
22.7 min
Drive alone
79.1%
Public transit
0.2%
Work from home
5.0%

Source: ACS

Monthly cost estimates for Branch County

What it costs to live in Branch County each month.

Single person
$2,716
per month
  • Rent $776
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $442
  • State tax $131
Couple
$3,949
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $684
  • State tax $219
Family
$6,381
per month
  • Rent $1,232
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $684
  • State tax $219

Frequently asked questions about Branch County

Common questions about cost of living, rent and salary.

What is the average rent in Branch County?

In Branch County, MI, a one-bedroom apartment averages $776 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Branch County?

In Branch County, MI, the average household income is $61,958 per year and individual earnings for full-time workers average $37,059 per year, according to U.S. Census Bureau data.

What is the cost of living in Branch County?

The estimated cost of living in Branch County, MI is approximately $2,716 per month for a single person, $3,949 for a couple, $6,381 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Branch County?

The combined sales tax rate in Branch County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Branch County an affordable place to live?

Based on the data, a single person in Branch County, MI would need approximately $2,716 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,958 per year ($5,163 per month). Branch County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Branch County?

The ACA marketplace benchmark premium in Branch County, MI is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Branch County?

The average home value in Branch County, MI is $147,500, with average annual property taxes of $1,813, according to U.S. Census Bureau data.

How does Branch County compare to other areas?

You can compare Branch County, MI with any other US county using our comparison tool at /compare. Branch County is in the Coldwater, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Branch County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources