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Florida

Cost of living in Bradford County, FL

Estimated monthly cost
$2,710/mo
for a single person, all categories combined

Population 27,888 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 31%
Healthcare $480 18%
Federal tax $463 17%
Groceries $352 13%
Transport $320 12%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Bradford County

Fair Market Rents by bedroom count.

Studio
$811
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Bradford County

Annual earnings figures from the Census ACS.

Household income
$59,740
per year
Individual earnings
$38,395
per year
Per capita
$25,603
per year

Source: ACS 2019-2023 5-Year.

Home values in Bradford County

Average values reported by homeowners.

Average home value
$180,300
Annual property tax
$1,022

Source: ACS 2019-2023 5-Year

Energy costs in Bradford County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Bradford County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bradford County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bradford County

Commute patterns and estimated costs.

Average commute
31.4 min
Drive alone
73.6%
Public transit
0.2%
Work from home
10.6%

Source: ACS

Monthly cost estimates for Bradford County

What it costs to live in Bradford County each month.

Single person
$2,710
per month
  • Rent $843
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $463
  • State tax $0
Couple
$3,749
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $648
  • State tax $0
Family
$6,206
per month
  • Rent $1,232
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $648
  • State tax $0

Frequently asked questions about Bradford County

Common questions about cost of living, rent and salary.

What is the average rent in Bradford County?

In Bradford County, FL, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Bradford County?

In Bradford County, FL, the average household income is $59,740 per year and individual earnings for full-time workers average $38,395 per year, according to U.S. Census Bureau data.

What is the cost of living in Bradford County?

The estimated cost of living in Bradford County, FL is approximately $2,710 per month for a single person, $3,749 for a couple, $6,206 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bradford County?

The combined sales tax rate in Bradford County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Bradford County an affordable place to live?

Based on the data, a single person in Bradford County, FL would need approximately $2,710 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,740 per year ($4,978 per month). Bradford County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Bradford County?

The ACA marketplace benchmark premium in Bradford County, FL is approximately $480 per month for an individual. Approximately 11.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bradford County?

The average home value in Bradford County, FL is $180,300, with average annual property taxes of $1,022, according to U.S. Census Bureau data.

How does Bradford County compare to other areas?

You can compare Bradford County, FL with any other US county using our comparison tool at /compare. Bradford County is in Florida.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Bradford County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources