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Cincinnati, OH-KY-IN

Cost of living in Bracken County, KY

Part of the Cincinnati Metro Area

Estimated monthly cost
$3,004/mo
for a single person, all categories combined

Population 8,427 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $993 33%
Federal tax $512 17%
Healthcare $480 16%
Transport $320 11%
Groceries $312 10%
Energy $194 6%
State tax $138 5%
Water $55 2%

Rent in Bracken County

Fair Market Rents by bedroom count.

Studio
$883
per month
1 bedroom
$993
per month
2 bedroom
$1,287
per month
3 bedroom
$1,707
per month
4 bedroom
$1,885
per month

Source: HUD FMR FY2025

Income and earnings in Bracken County

Annual earnings figures from the Census ACS.

Household income
$59,521
per year
Individual earnings
$41,356
per year
Per capita
$30,198
per year

Source: ACS 2019-2023 5-Year.

Home values in Bracken County

Average values reported by homeowners.

Average home value
$116,400
Annual property tax
$1,093

Source: ACS 2019-2023 5-Year

Energy costs in Bracken County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Bracken County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bracken County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bracken County

Commute patterns and estimated costs.

Average commute
35.5 min
Drive alone
80.0%
Public transit
0.1%
Work from home
3.4%

Source: ACS

Monthly cost estimates for Bracken County

What it costs to live in Bracken County each month.

Single person
$3,004
per month
  • Rent $993
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $512
  • State tax $138
Couple
$4,228
per month
  • Rent $1,287
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $644
  • State tax $198
Family
$6,769
per month
  • Rent $1,707
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $644
  • State tax $198

Frequently asked questions about Bracken County

Common questions about cost of living, rent and salary.

What is the average rent in Bracken County?

In Bracken County, KY, a one-bedroom apartment averages $993 per month, a two-bedroom averages $1,287 per month, a three-bedroom averages $1,707 per month, according to HUD Fair Market Rent data.

What is the average salary in Bracken County?

In Bracken County, KY, the average household income is $59,521 per year and individual earnings for full-time workers average $41,356 per year, according to U.S. Census Bureau data.

What is the cost of living in Bracken County?

The estimated cost of living in Bracken County, KY is approximately $3,004 per month for a single person, $4,228 for a couple, $6,769 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bracken County?

The combined sales tax rate in Bracken County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Bracken County an affordable place to live?

Based on the data, a single person in Bracken County, KY would need approximately $3,004 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,521 per year ($4,960 per month). Bracken County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Bracken County?

The ACA marketplace benchmark premium in Bracken County, KY is approximately $480 per month for an individual. Approximately 5.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bracken County?

The average home value in Bracken County, KY is $116,400, with average annual property taxes of $1,093, according to U.S. Census Bureau data.

How does Bracken County compare to other areas?

You can compare Bracken County, KY with any other US county using our comparison tool at /compare. Bracken County is in the Cincinnati, OH-KY-IN metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Bracken County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP