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Lexington-Fayette, KY

Cost of living in Bourbon County, KY

Part of the Lexington Metro Area

Estimated monthly cost
$2,903/mo
for a single person, all categories combined

Population 20,174 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $982 34%
Healthcare $480 17%
Federal tax $437 15%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $123 4%
Water $55 2%

Rent in Bourbon County

Fair Market Rents by bedroom count.

Studio
$799
per month
1 bedroom
$982
per month
2 bedroom
$1,165
per month
3 bedroom
$1,583
per month
4 bedroom
$1,781
per month

Source: HUD FMR FY2025

Income and earnings in Bourbon County

Annual earnings figures from the Census ACS.

Household income
$56,322
per year
Individual earnings
$36,780
per year
Per capita
$32,619
per year

Source: ACS 2019-2023 5-Year.

Home values in Bourbon County

Average values reported by homeowners.

Average home value
$211,600
Annual property tax
$1,563

Source: ACS 2019-2023 5-Year

Energy costs in Bourbon County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Bourbon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
2.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bourbon County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bourbon County

Commute patterns and estimated costs.

Average commute
25.0 min
Drive alone
76.6%
Public transit
0.2%
Work from home
9.6%

Source: ACS

Monthly cost estimates for Bourbon County

What it costs to live in Bourbon County each month.

Single person
$2,903
per month
  • Rent $982
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $437
  • State tax $123
Couple
$4,044
per month
  • Rent $1,165
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $592
  • State tax $188
Family
$6,583
per month
  • Rent $1,583
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $592
  • State tax $188

Frequently asked questions about Bourbon County

Common questions about cost of living, rent and salary.

What is the average rent in Bourbon County?

In Bourbon County, KY, a one-bedroom apartment averages $982 per month, a two-bedroom averages $1,165 per month, a three-bedroom averages $1,583 per month, according to HUD Fair Market Rent data.

What is the average salary in Bourbon County?

In Bourbon County, KY, the average household income is $56,322 per year and individual earnings for full-time workers average $36,780 per year, according to U.S. Census Bureau data.

What is the cost of living in Bourbon County?

The estimated cost of living in Bourbon County, KY is approximately $2,903 per month for a single person, $4,044 for a couple, $6,583 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bourbon County?

The combined sales tax rate in Bourbon County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Bourbon County an affordable place to live?

Based on the data, a single person in Bourbon County, KY would need approximately $2,903 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,322 per year ($4,694 per month). Bourbon County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Bourbon County?

The ACA marketplace benchmark premium in Bourbon County, KY is approximately $480 per month for an individual. Approximately 2.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bourbon County?

The average home value in Bourbon County, KY is $211,600, with average annual property taxes of $1,563, according to U.S. Census Bureau data.

How does Bourbon County compare to other areas?

You can compare Bourbon County, KY with any other US county using our comparison tool at /compare. Bourbon County is in the Lexington-Fayette, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Bourbon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources