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St. Louis, MO-IL

Cost of living in Bond County, IL

Part of the St. Louis Metro Area

Estimated monthly cost
$2,665/mo
for a single person, all categories combined

Population 16,627 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $787 30%
Healthcare $480 18%
Federal tax $371 14%
Groceries $345 13%
Transport $320 12%
Energy $177 7%
State tax $135 5%
Water $50 2%

Rent in Bond County

Fair Market Rents by bedroom count.

Studio
$597
per month
1 bedroom
$787
per month
2 bedroom
$871
per month
3 bedroom
$1,060
per month
4 bedroom
$1,208
per month

Source: HUD FMR FY2025

Income and earnings in Bond County

Annual earnings figures from the Census ACS.

Household income
$61,603
per year
Individual earnings
$32,752
per year
Per capita
$32,665
per year

Source: ACS 2019-2023 5-Year.

Home values in Bond County

Average values reported by homeowners.

Average home value
$133,100
Annual property tax
$2,612

Source: ACS 2019-2023 5-Year

Energy costs in Bond County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Bond County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bond County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bond County

Commute patterns and estimated costs.

Average commute
23.4 min
Drive alone
80.0%
Public transit
0.0%
Work from home
8.1%

Source: ACS

Monthly cost estimates for Bond County

What it costs to live in Bond County each month.

Single person
$2,665
per month
  • Rent $787
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $371
  • State tax $135
Couple
$3,931
per month
  • Rent $871
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $678
  • State tax $254
Family
$6,265
per month
  • Rent $1,060
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $678
  • State tax $254

Frequently asked questions about Bond County

Common questions about cost of living, rent and salary.

What is the average rent in Bond County?

In Bond County, IL, a one-bedroom apartment averages $787 per month, a two-bedroom averages $871 per month, a three-bedroom averages $1,060 per month, according to HUD Fair Market Rent data.

What is the average salary in Bond County?

In Bond County, IL, the average household income is $61,603 per year and individual earnings for full-time workers average $32,752 per year, according to U.S. Census Bureau data.

What is the cost of living in Bond County?

The estimated cost of living in Bond County, IL is approximately $2,665 per month for a single person, $3,931 for a couple, $6,265 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bond County?

The combined sales tax rate in Bond County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Bond County an affordable place to live?

Based on the data, a single person in Bond County, IL would need approximately $2,665 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,603 per year ($5,134 per month). Bond County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Bond County?

The ACA marketplace benchmark premium in Bond County, IL is approximately $480 per month for an individual. Approximately 3.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bond County?

The average home value in Bond County, IL is $133,100, with average annual property taxes of $2,612, according to U.S. Census Bureau data.

How does Bond County compare to other areas?

You can compare Bond County, IL with any other US county using our comparison tool at /compare. Bond County is in the St. Louis, MO-IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Bond County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP