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Indiana

Cost of living in Blackford County, IN

Estimated monthly cost
$2,639/mo
for a single person, all categories combined

Population 12,007 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $785 30%
Healthcare $480 18%
Federal tax $399 15%
Transport $320 12%
Groceries $318 12%
Energy $199 8%
State tax $88 3%
Water $50 2%

Rent in Blackford County

Fair Market Rents by bedroom count.

Studio
$652
per month
1 bedroom
$785
per month
2 bedroom
$928
per month
3 bedroom
$1,176
per month
4 bedroom
$1,462
per month

Source: HUD FMR FY2025

Income and earnings in Blackford County

Annual earnings figures from the Census ACS.

Household income
$47,560
per year
Individual earnings
$34,449
per year
Per capita
$28,774
per year

Source: ACS 2019-2023 5-Year.

Home values in Blackford County

Average values reported by homeowners.

Average home value
$96,700
Annual property tax
$779

Source: ACS 2019-2023 5-Year

Energy costs in Blackford County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Blackford County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Blackford County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Blackford County

Commute patterns and estimated costs.

Average commute
25.8 min
Drive alone
77.0%
Public transit
0.0%
Work from home
10.8%

Source: ACS

Monthly cost estimates for Blackford County

What it costs to live in Blackford County each month.

Single person
$2,639
per month
  • Rent $785
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $399
  • State tax $88
Couple
$3,615
per month
  • Rent $928
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $456
  • State tax $121
Family
$5,991
per month
  • Rent $1,176
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $456
  • State tax $121

Frequently asked questions about Blackford County

Common questions about cost of living, rent and salary.

What is the average rent in Blackford County?

In Blackford County, IN, a one-bedroom apartment averages $785 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,176 per month, according to HUD Fair Market Rent data.

What is the average salary in Blackford County?

In Blackford County, IN, the average household income is $47,560 per year and individual earnings for full-time workers average $34,449 per year, according to U.S. Census Bureau data.

What is the cost of living in Blackford County?

The estimated cost of living in Blackford County, IN is approximately $2,639 per month for a single person, $3,615 for a couple, $5,991 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Blackford County?

The combined sales tax rate in Blackford County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Blackford County an affordable place to live?

Based on the data, a single person in Blackford County, IN would need approximately $2,639 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,560 per year ($3,963 per month). Blackford County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Blackford County?

The ACA marketplace benchmark premium in Blackford County, IN is approximately $480 per month for an individual. Approximately 7.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Blackford County?

The average home value in Blackford County, IN is $96,700, with average annual property taxes of $779, according to U.S. Census Bureau data.

How does Blackford County compare to other areas?

You can compare Blackford County, IN with any other US county using our comparison tool at /compare. Blackford County is in Indiana.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Blackford County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources