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Memphis, TN-MS-AR

Cost of living in Benton County, MS

Part of the Memphis Metro Area

Estimated monthly cost
$2,695/mo
for a single person, all categories combined

Population 7,592 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 31%
Healthcare $480 18%
Federal tax $367 14%
Transport $320 12%
Groceries $298 11%
Energy $197 7%
State tax $135 5%
Water $55 2%

Rent in Benton County

Fair Market Rents by bedroom count.

Studio
$807
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,242
per month
4 bedroom
$1,242
per month

Source: HUD FMR FY2025

Income and earnings in Benton County

Annual earnings figures from the Census ACS.

Household income
$42,139
per year
Individual earnings
$32,488
per year
Per capita
$23,870
per year

Source: ACS 2019-2023 5-Year.

Home values in Benton County

Average values reported by homeowners.

Average home value
$109,300
Annual property tax
$716

Source: ACS 2019-2023 5-Year

Energy costs in Benton County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Benton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Benton County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Benton County

Commute patterns and estimated costs.

Average commute
37.5 min
Drive alone
88.7%
Public transit
0.3%
Work from home
1.9%

Source: ACS

Monthly cost estimates for Benton County

What it costs to live in Benton County each month.

Single person
$2,695
per month
  • Rent $843
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $367
  • State tax $135
Couple
$3,564
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $376
  • State tax $176
Family
$5,984
per month
  • Rent $1,242
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $376
  • State tax $176

Frequently asked questions about Benton County

Common questions about cost of living, rent and salary.

What is the average rent in Benton County?

In Benton County, MS, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,242 per month, according to HUD Fair Market Rent data.

What is the average salary in Benton County?

In Benton County, MS, the average household income is $42,139 per year and individual earnings for full-time workers average $32,488 per year, according to U.S. Census Bureau data.

What is the cost of living in Benton County?

The estimated cost of living in Benton County, MS is approximately $2,695 per month for a single person, $3,564 for a couple, $5,984 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Benton County?

The combined sales tax rate in Benton County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Benton County an affordable place to live?

Based on the data, a single person in Benton County, MS would need approximately $2,695 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $42,139 per year ($3,512 per month). Benton County has a high cost of living relative to local earnings.

How much does healthcare cost in Benton County?

The ACA marketplace benchmark premium in Benton County, MS is approximately $480 per month for an individual. Approximately 13.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Benton County?

The average home value in Benton County, MS is $109,300, with average annual property taxes of $716, according to U.S. Census Bureau data.

How does Benton County compare to other areas?

You can compare Benton County, MS with any other US county using our comparison tool at /compare. Benton County is in the Memphis, TN-MS-AR metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Benton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP