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Laconia, NH

Cost of living in Belknap County, NH

Estimated monthly cost
$2,994/mo
for a single person, all categories combined

Population 64,300 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $949 32%
Federal tax $600 20%
Healthcare $480 16%
Groceries $371 12%
Transport $320 11%
Energy $219 7%
Water $55 2%
State tax $0 0%

Rent in Belknap County

Fair Market Rents by bedroom count.

Studio
$855
per month
1 bedroom
$949
per month
2 bedroom
$1,313
per month
3 bedroom
$1,475
per month
4 bedroom
$1,736
per month

Source: ACS 2019-2023 5-Year

Income and earnings in Belknap County

Annual earnings figures from the Census ACS.

Household income
$87,983
per year
Individual earnings
$46,759
per year
Per capita
$47,000
per year

Source: ACS 2019-2023 5-Year.

Home values in Belknap County

Average values reported by homeowners.

Average home value
$340,000
Annual property tax
$4,897

Source: ACS 2019-2023 5-Year

Energy costs in Belknap County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 23.8¢/kWh
Natural gas
$76
per month
Annual total
$2,628
per year

Source: EIA

Healthcare in Belknap County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Belknap County

State and local tax rates for New Hampshire.

No state income tax
New Hampshire does not levy a personal income tax.
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Belknap County

Commute patterns and estimated costs.

Average commute
25.7 min
Drive alone
77.9%
Public transit
0.3%
Work from home
11.5%

Source: ACS

Monthly cost estimates for Belknap County

What it costs to live in Belknap County each month.

Single person
$2,994
per month
  • Rent $949
  • Energy $219
  • Water $55
  • Groceries $371
  • Transport $320
  • Healthcare $480
  • Federal tax $600
  • State tax $0
Couple
$4,650
per month
  • Rent $1,313
  • Energy $263
  • Water $65
  • Groceries $615
  • Transport $420
  • Healthcare $864
  • Federal tax $1,110
  • State tax $0
Family
$6,991
per month
  • Rent $1,475
  • Energy $328
  • Water $75
  • Groceries $933
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,110
  • State tax $0

Frequently asked questions about Belknap County

Common questions about cost of living, rent and salary.

What is the average rent in Belknap County?

In Belknap County, NH, a one-bedroom apartment averages $949 per month, a two-bedroom averages $1,313 per month, a three-bedroom averages $1,475 per month, according to HUD Fair Market Rent data.

What is the average salary in Belknap County?

In Belknap County, NH, the average household income is $87,983 per year and individual earnings for full-time workers average $46,759 per year, according to U.S. Census Bureau data.

What is the cost of living in Belknap County?

The estimated cost of living in Belknap County, NH is approximately $2,994 per month for a single person, $4,650 for a couple, $6,991 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Belknap County?

The combined sales tax rate in Belknap County, NH is 0.00%, which includes the New Hampshire state rate of 0.00% plus an average local rate of 0.00%.

Is Belknap County an affordable place to live?

Based on the data, a single person in Belknap County, NH would need approximately $2,994 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $87,983 per year ($7,332 per month). Belknap County is relatively affordable compared to the national average.

How much does healthcare cost in Belknap County?

The ACA marketplace benchmark premium in Belknap County, NH is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Belknap County?

The average home value in Belknap County, NH is $340,000, with average annual property taxes of $4,897, according to U.S. Census Bureau data.

How does Belknap County compare to other areas?

You can compare Belknap County, NH with any other US county using our comparison tool at /compare. Belknap County is in the Laconia, NH metro area.

Other counties in New Hampshire

Browse the full list of counties in New Hampshire, ranked by cost of living.

See all counties in New Hampshire

Compare Belknap County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources