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Elk City, OK

Cost of living in Beckham County, OK

Estimated monthly cost
$2,659/mo
for a single person, all categories combined

Population 22,202 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $765 29%
Healthcare $480 18%
Federal tax $407 15%
Transport $320 12%
Groceries $310 12%
Energy $184 7%
State tax $138 5%
Water $55 2%

Rent in Beckham County

Fair Market Rents by bedroom count.

Studio
$748
per month
1 bedroom
$765
per month
2 bedroom
$1,004
per month
3 bedroom
$1,210
per month
4 bedroom
$1,448
per month

Source: HUD FMR FY2025

Income and earnings in Beckham County

Annual earnings figures from the Census ACS.

Household income
$52,323
per year
Individual earnings
$34,953
per year
Per capita
$26,675
per year

Source: ACS 2019-2023 5-Year.

Home values in Beckham County

Average values reported by homeowners.

Average home value
$153,400
Annual property tax
$1,215

Source: ACS 2019-2023 5-Year

Energy costs in Beckham County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Beckham County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Beckham County

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Beckham County

Commute patterns and estimated costs.

Average commute
17.1 min
Drive alone
79.3%
Public transit
1.2%
Work from home
4.0%

Source: ACS

Monthly cost estimates for Beckham County

What it costs to live in Beckham County each month.

Single person
$2,659
per month
  • Rent $765
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $407
  • State tax $138
Couple
$3,821
per month
  • Rent $1,004
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $526
  • State tax $207
Family
$6,143
per month
  • Rent $1,210
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $526
  • State tax $207

Frequently asked questions about Beckham County

Common questions about cost of living, rent and salary.

What is the average rent in Beckham County?

In Beckham County, OK, a one-bedroom apartment averages $765 per month, a two-bedroom averages $1,004 per month, a three-bedroom averages $1,210 per month, according to HUD Fair Market Rent data.

What is the average salary in Beckham County?

In Beckham County, OK, the average household income is $52,323 per year and individual earnings for full-time workers average $34,953 per year, according to U.S. Census Bureau data.

What is the cost of living in Beckham County?

The estimated cost of living in Beckham County, OK is approximately $2,659 per month for a single person, $3,821 for a couple, $6,143 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Beckham County?

The combined sales tax rate in Beckham County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Beckham County an affordable place to live?

Based on the data, a single person in Beckham County, OK would need approximately $2,659 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,323 per year ($4,360 per month). Beckham County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Beckham County?

The ACA marketplace benchmark premium in Beckham County, OK is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Beckham County?

The average home value in Beckham County, OK is $153,400, with average annual property taxes of $1,215, according to U.S. Census Bureau data.

How does Beckham County compare to other areas?

You can compare Beckham County, OK with any other US county using our comparison tool at /compare. Beckham County is in the Elk City, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Beckham County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources