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Mountain Home, AR

Cost of living in Baxter County, AR

Estimated monthly cost
$2,479/mo
for a single person, all categories combined

Population 42,150 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $710 29%
Healthcare $480 19%
Federal tax $349 14%
Transport $320 13%
Groceries $303 12%
Energy $192 8%
State tax $70 3%
Water $55 2%

Rent in Baxter County

Fair Market Rents by bedroom count.

Studio
$706
per month
1 bedroom
$710
per month
2 bedroom
$932
per month
3 bedroom
$1,207
per month
4 bedroom
$1,236
per month

Source: HUD FMR FY2025

Income and earnings in Baxter County

Annual earnings figures from the Census ACS.

Household income
$48,427
per year
Individual earnings
$31,390
per year
Per capita
$30,900
per year

Source: ACS 2019-2023 5-Year.

Home values in Baxter County

Average values reported by homeowners.

Average home value
$165,400
Annual property tax
$765

Source: ACS 2019-2023 5-Year

Energy costs in Baxter County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Baxter County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Baxter County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Baxter County

Commute patterns and estimated costs.

Average commute
18.0 min
Drive alone
77.4%
Public transit
0.0%
Work from home
6.1%

Source: ACS

Monthly cost estimates for Baxter County

What it costs to live in Baxter County each month.

Single person
$2,479
per month
  • Rent $710
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $349
  • State tax $70
Couple
$3,607
per month
  • Rent $932
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $469
  • State tax $125
Family
$5,996
per month
  • Rent $1,207
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $469
  • State tax $125

Frequently asked questions about Baxter County

Common questions about cost of living, rent and salary.

What is the average rent in Baxter County?

In Baxter County, AR, a one-bedroom apartment averages $710 per month, a two-bedroom averages $932 per month, a three-bedroom averages $1,207 per month, according to HUD Fair Market Rent data.

What is the average salary in Baxter County?

In Baxter County, AR, the average household income is $48,427 per year and individual earnings for full-time workers average $31,390 per year, according to U.S. Census Bureau data.

What is the cost of living in Baxter County?

The estimated cost of living in Baxter County, AR is approximately $2,479 per month for a single person, $3,607 for a couple, $5,996 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Baxter County?

The combined sales tax rate in Baxter County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Baxter County an affordable place to live?

Based on the data, a single person in Baxter County, AR would need approximately $2,479 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,427 per year ($4,036 per month). Baxter County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Baxter County?

The ACA marketplace benchmark premium in Baxter County, AR is approximately $480 per month for an individual. Approximately 7.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Baxter County?

The average home value in Baxter County, AR is $165,400, with average annual property taxes of $765, according to U.S. Census Bureau data.

How does Baxter County compare to other areas?

You can compare Baxter County, AR with any other US county using our comparison tool at /compare. Baxter County is in the Mountain Home, AR metro area.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Baxter County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources