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Michigan

Cost of living in Baraga County, MI

Estimated monthly cost
$2,638/mo
for a single person, all categories combined

Population 8,249 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Healthcare $480 18%
Federal tax $431 16%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $129 5%
Water $50 2%

Rent in Baraga County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,124
per month
4 bedroom
$1,310
per month

Source: HUD FMR FY2025

Income and earnings in Baraga County

Annual earnings figures from the Census ACS.

Household income
$55,117
per year
Individual earnings
$36,401
per year
Per capita
$28,904
per year

Source: ACS 2019-2023 5-Year.

Home values in Baraga County

Average values reported by homeowners.

Average home value
$124,400
Annual property tax
$1,666

Source: ACS 2019-2023 5-Year

Energy costs in Baraga County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Baraga County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Baraga County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Baraga County

Commute patterns and estimated costs.

Average commute
19.5 min
Drive alone
79.7%
Public transit
0.2%
Work from home
5.0%

Source: ACS

Monthly cost estimates for Baraga County

What it costs to live in Baraga County each month.

Single person
$2,638
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $431
  • State tax $129
Couple
$3,813
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $572
  • State tax $195
Family
$6,137
per month
  • Rent $1,124
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $572
  • State tax $195

Frequently asked questions about Baraga County

Common questions about cost of living, rent and salary.

What is the average rent in Baraga County?

In Baraga County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,124 per month, according to HUD Fair Market Rent data.

What is the average salary in Baraga County?

In Baraga County, MI, the average household income is $55,117 per year and individual earnings for full-time workers average $36,401 per year, according to U.S. Census Bureau data.

What is the cost of living in Baraga County?

The estimated cost of living in Baraga County, MI is approximately $2,638 per month for a single person, $3,813 for a couple, $6,137 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Baraga County?

The combined sales tax rate in Baraga County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Baraga County an affordable place to live?

Based on the data, a single person in Baraga County, MI would need approximately $2,638 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,117 per year ($4,593 per month). Baraga County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Baraga County?

The ACA marketplace benchmark premium in Baraga County, MI is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Baraga County?

The average home value in Baraga County, MI is $124,400, with average annual property taxes of $1,666, according to U.S. Census Bureau data.

How does Baraga County compare to other areas?

You can compare Baraga County, MI with any other US county using our comparison tool at /compare. Baraga County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Baraga County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP