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Scottsbluff, NE

Cost of living in Banner County, NE

Estimated monthly cost
$2,697/mo
for a single person, all categories combined

Population 657 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $691 26%
Federal tax $507 19%
Healthcare $480 18%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $144 5%
Water $50 2%

Rent in Banner County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$691
per month
2 bedroom
$907
per month
3 bedroom
$1,129
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in Banner County

Annual earnings figures from the Census ACS.

Household income
$71,250
per year
Individual earnings
$41,053
per year
Per capita
$36,650
per year

Source: ACS 2019-2023 5-Year.

Home values in Banner County

Average values reported by homeowners.

Average home value
$166,300
Annual property tax
$2,516

Source: ACS 2019-2023 5-Year

Energy costs in Banner County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Banner County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Banner County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Banner County

Commute patterns and estimated costs.

Average commute
24.1 min
Drive alone
71.8%
Public transit
0.0%
Work from home
12.9%

Source: ACS

Monthly cost estimates for Banner County

What it costs to live in Banner County each month.

Single person
$2,697
per month
  • Rent $691
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $507
  • State tax $144
Couple
$4,130
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $836
  • State tax $291
Family
$6,479
per month
  • Rent $1,129
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $836
  • State tax $291

Frequently asked questions about Banner County

Common questions about cost of living, rent and salary.

What is the average rent in Banner County?

In Banner County, NE, a one-bedroom apartment averages $691 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,129 per month, according to HUD Fair Market Rent data.

What is the average salary in Banner County?

In Banner County, NE, the average household income is $71,250 per year and individual earnings for full-time workers average $41,053 per year, according to U.S. Census Bureau data.

What is the cost of living in Banner County?

The estimated cost of living in Banner County, NE is approximately $2,697 per month for a single person, $4,130 for a couple, $6,479 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Banner County?

The combined sales tax rate in Banner County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Banner County an affordable place to live?

Based on the data, a single person in Banner County, NE would need approximately $2,697 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,250 per year ($5,938 per month). Banner County is relatively affordable compared to the national average.

How much does healthcare cost in Banner County?

The ACA marketplace benchmark premium in Banner County, NE is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Banner County?

The average home value in Banner County, NE is $166,300, with average annual property taxes of $2,516, according to U.S. Census Bureau data.

How does Banner County compare to other areas?

You can compare Banner County, NE with any other US county using our comparison tool at /compare. Banner County is in the Scottsbluff, NE metro area.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Banner County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP