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Daphne-Fairhope-Foley, AL

Cost of living in Baldwin County, AL

Part of the Daphne Metro Area

Estimated monthly cost
$3,127/mo
for a single person, all categories combined

Population 239,945 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,043 33%
Federal tax $516 17%
Healthcare $480 15%
Transport $320 10%
Groceries $306 10%
Energy $237 8%
State tax $170 5%
Water $55 2%

Rent in Baldwin County

Fair Market Rents by bedroom count.

Studio
$972
per month
1 bedroom
$1,043
per month
2 bedroom
$1,244
per month
3 bedroom
$1,550
per month
4 bedroom
$1,975
per month

Source: HUD FMR FY2025

Income and earnings in Baldwin County

Annual earnings figures from the Census ACS.

Household income
$75,019
per year
Individual earnings
$41,632
per year
Per capita
$40,775
per year

Source: ACS 2019-2023 5-Year.

Home values in Baldwin County

Average values reported by homeowners.

Average home value
$287,000
Annual property tax
$881

Source: ACS 2019-2023 5-Year

Energy costs in Baldwin County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Baldwin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Baldwin County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Baldwin County

Commute patterns and estimated costs.

Average commute
26.3 min
Drive alone
80.3%
Public transit
0.1%
Work from home
10.0%

Source: ACS

Monthly cost estimates for Baldwin County

What it costs to live in Baldwin County each month.

Single person
$3,127
per month
  • Rent $1,043
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $516
  • State tax $170
Couple
$4,591
per month
  • Rent $1,244
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $898
  • State tax $309
Family
$7,027
per month
  • Rent $1,550
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $898
  • State tax $309

Frequently asked questions about Baldwin County

Common questions about cost of living, rent and salary.

What is the average rent in Baldwin County?

In Baldwin County, AL, a one-bedroom apartment averages $1,043 per month, a two-bedroom averages $1,244 per month, a three-bedroom averages $1,550 per month, according to HUD Fair Market Rent data.

What is the average salary in Baldwin County?

In Baldwin County, AL, the average household income is $75,019 per year and individual earnings for full-time workers average $41,632 per year, according to U.S. Census Bureau data.

What is the cost of living in Baldwin County?

The estimated cost of living in Baldwin County, AL is approximately $3,127 per month for a single person, $4,591 for a couple, $7,027 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Baldwin County?

The combined sales tax rate in Baldwin County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Baldwin County an affordable place to live?

Based on the data, a single person in Baldwin County, AL would need approximately $3,127 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,019 per year ($6,252 per month). Baldwin County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Baldwin County?

The ACA marketplace benchmark premium in Baldwin County, AL is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Baldwin County?

The average home value in Baldwin County, AL is $287,000, with average annual property taxes of $881, according to U.S. Census Bureau data.

How does Baldwin County compare to other areas?

You can compare Baldwin County, AL with any other US county using our comparison tool at /compare. Baldwin County is in the Daphne-Fairhope-Foley, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Baldwin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources