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Jacksonville, FL

Cost of living in Baker County, FL

Part of the Jacksonville Metro Area

Estimated monthly cost
$2,843/mo
for a single person, all categories combined

Population 28,186 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 33%
Federal tax $487 17%
Healthcare $480 17%
Groceries $352 12%
Transport $320 11%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Baker County

Fair Market Rents by bedroom count.

Studio
$901
per month
1 bedroom
$952
per month
2 bedroom
$1,129
per month
3 bedroom
$1,523
per month
4 bedroom
$1,896
per month

Source: HUD FMR FY2025

Income and earnings in Baker County

Annual earnings figures from the Census ACS.

Household income
$70,833
per year
Individual earnings
$39,846
per year
Per capita
$29,167
per year

Source: ACS 2019-2023 5-Year.

Home values in Baker County

Average values reported by homeowners.

Average home value
$225,000
Annual property tax
$1,410

Source: ACS 2019-2023 5-Year

Energy costs in Baker County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Baker County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Baker County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Baker County

Commute patterns and estimated costs.

Average commute
30.2 min
Drive alone
78.9%
Public transit
0.0%
Work from home
8.4%

Source: ACS

Monthly cost estimates for Baker County

What it costs to live in Baker County each month.

Single person
$2,843
per month
  • Rent $952
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $487
  • State tax $0
Couple
$4,126
per month
  • Rent $1,129
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $829
  • State tax $0
Family
$6,678
per month
  • Rent $1,523
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $829
  • State tax $0

Frequently asked questions about Baker County

Common questions about cost of living, rent and salary.

What is the average rent in Baker County?

In Baker County, FL, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,129 per month, a three-bedroom averages $1,523 per month, according to HUD Fair Market Rent data.

What is the average salary in Baker County?

In Baker County, FL, the average household income is $70,833 per year and individual earnings for full-time workers average $39,846 per year, according to U.S. Census Bureau data.

What is the cost of living in Baker County?

The estimated cost of living in Baker County, FL is approximately $2,843 per month for a single person, $4,126 for a couple, $6,678 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Baker County?

The combined sales tax rate in Baker County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Baker County an affordable place to live?

Based on the data, a single person in Baker County, FL would need approximately $2,843 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,833 per year ($5,903 per month). Baker County is relatively affordable compared to the national average.

How much does healthcare cost in Baker County?

The ACA marketplace benchmark premium in Baker County, FL is approximately $480 per month for an individual. Approximately 10.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Baker County?

The average home value in Baker County, FL is $225,000, with average annual property taxes of $1,410, according to U.S. Census Bureau data.

How does Baker County compare to other areas?

You can compare Baker County, FL with any other US county using our comparison tool at /compare. Baker County is in the Jacksonville, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Baker County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources