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Oklahoma

Cost of living in Atoka County, OK

Estimated monthly cost
$2,574/mo
for a single person, all categories combined

Population 14,255 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $701 27%
Healthcare $480 19%
Federal tax $390 15%
Transport $320 12%
Groceries $310 12%
Energy $184 7%
State tax $134 5%
Water $55 2%

Rent in Atoka County

Fair Market Rents by bedroom count.

Studio
$678
per month
1 bedroom
$701
per month
2 bedroom
$910
per month
3 bedroom
$1,139
per month
4 bedroom
$1,206
per month

Source: HUD FMR FY2025

Income and earnings in Atoka County

Annual earnings figures from the Census ACS.

Household income
$52,034
per year
Individual earnings
$33,889
per year
Per capita
$25,392
per year

Source: ACS 2019-2023 5-Year.

Home values in Atoka County

Average values reported by homeowners.

Average home value
$138,000
Annual property tax
$767

Source: ACS 2019-2023 5-Year

Energy costs in Atoka County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Atoka County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
19.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Atoka County

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Atoka County

Commute patterns and estimated costs.

Average commute
27.4 min
Drive alone
78.1%
Public transit
0.0%
Work from home
8.7%

Source: ACS

Monthly cost estimates for Atoka County

What it costs to live in Atoka County each month.

Single person
$2,574
per month
  • Rent $701
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $390
  • State tax $134
Couple
$3,722
per month
  • Rent $910
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $522
  • State tax $206
Family
$6,067
per month
  • Rent $1,139
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $522
  • State tax $206

Frequently asked questions about Atoka County

Common questions about cost of living, rent and salary.

What is the average rent in Atoka County?

In Atoka County, OK, a one-bedroom apartment averages $701 per month, a two-bedroom averages $910 per month, a three-bedroom averages $1,139 per month, according to HUD Fair Market Rent data.

What is the average salary in Atoka County?

In Atoka County, OK, the average household income is $52,034 per year and individual earnings for full-time workers average $33,889 per year, according to U.S. Census Bureau data.

What is the cost of living in Atoka County?

The estimated cost of living in Atoka County, OK is approximately $2,574 per month for a single person, $3,722 for a couple, $6,067 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Atoka County?

The combined sales tax rate in Atoka County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Atoka County an affordable place to live?

Based on the data, a single person in Atoka County, OK would need approximately $2,574 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,034 per year ($4,336 per month). Atoka County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Atoka County?

The ACA marketplace benchmark premium in Atoka County, OK is approximately $480 per month for an individual. Approximately 19.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Atoka County?

The average home value in Atoka County, OK is $138,000, with average annual property taxes of $767, according to U.S. Census Bureau data.

How does Atoka County compare to other areas?

You can compare Atoka County, OK with any other US county using our comparison tool at /compare. Atoka County is in Oklahoma.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Atoka County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources