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Michigan

Cost of living in Arenac County, MI

Estimated monthly cost
$2,587/mo
for a single person, all categories combined

Population 15,054 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Healthcare $480 19%
Federal tax $389 15%
Groceries $326 13%
Transport $320 12%
Energy $191 7%
State tax $120 5%
Water $50 2%

Rent in Arenac County

Fair Market Rents by bedroom count.

Studio
$654
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,290
per month
4 bedroom
$1,295
per month

Source: HUD FMR FY2025

Income and earnings in Arenac County

Annual earnings figures from the Census ACS.

Household income
$56,989
per year
Individual earnings
$33,866
per year
Per capita
$31,061
per year

Source: ACS 2019-2023 5-Year.

Home values in Arenac County

Average values reported by homeowners.

Average home value
$129,000
Annual property tax
$1,676

Source: ACS 2019-2023 5-Year

Energy costs in Arenac County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Arenac County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Arenac County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Arenac County

Commute patterns and estimated costs.

Average commute
27.5 min
Drive alone
80.7%
Public transit
0.3%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Arenac County

What it costs to live in Arenac County each month.

Single person
$2,587
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $389
  • State tax $120
Couple
$3,851
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $603
  • State tax $202
Family
$6,341
per month
  • Rent $1,290
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $603
  • State tax $202

Frequently asked questions about Arenac County

Common questions about cost of living, rent and salary.

What is the average rent in Arenac County?

In Arenac County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,290 per month, according to HUD Fair Market Rent data.

What is the average salary in Arenac County?

In Arenac County, MI, the average household income is $56,989 per year and individual earnings for full-time workers average $33,866 per year, according to U.S. Census Bureau data.

What is the cost of living in Arenac County?

The estimated cost of living in Arenac County, MI is approximately $2,587 per month for a single person, $3,851 for a couple, $6,341 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Arenac County?

The combined sales tax rate in Arenac County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Arenac County an affordable place to live?

Based on the data, a single person in Arenac County, MI would need approximately $2,587 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,989 per year ($4,749 per month). Arenac County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Arenac County?

The ACA marketplace benchmark premium in Arenac County, MI is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Arenac County?

The average home value in Arenac County, MI is $129,000, with average annual property taxes of $1,676, according to U.S. Census Bureau data.

How does Arenac County compare to other areas?

You can compare Arenac County, MI with any other US county using our comparison tool at /compare. Arenac County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Arenac County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP