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Arizona

Cost of living in Apache County, AZ

Estimated monthly cost
$2,777/mo
for a single person, all categories combined

Population 65,680 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $887 32%
Healthcare $480 17%
Federal tax $425 15%
Groceries $341 12%
Transport $320 12%
Energy $189 7%
State tax $75 3%
Water $60 2%

Rent in Apache County

Fair Market Rents by bedroom count.

Studio
$795
per month
1 bedroom
$887
per month
2 bedroom
$1,159
per month
3 bedroom
$1,557
per month
4 bedroom
$1,642
per month

Source: HUD FMR FY2025

Income and earnings in Apache County

Annual earnings figures from the Census ACS.

Household income
$40,338
per year
Individual earnings
$36,061
per year
Per capita
$20,100
per year

Source: ACS 2019-2023 5-Year.

Home values in Apache County

Average values reported by homeowners.

Average home value
$68,500
Annual property tax
$574

Source: ACS 2019-2023 5-Year

Energy costs in Apache County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Apache County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
20.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Apache County

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Apache County

Commute patterns and estimated costs.

Average commute
28.1 min
Drive alone
80.5%
Public transit
0.6%
Work from home
9.3%

Source: ACS

Monthly cost estimates for Apache County

What it costs to live in Apache County each month.

Single person
$2,777
per month
  • Rent $887
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $425
  • State tax $75
Couple
$3,739
per month
  • Rent $1,159
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $350
  • State tax $84
Family
$6,287
per month
  • Rent $1,557
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $350
  • State tax $84

Frequently asked questions about Apache County

Common questions about cost of living, rent and salary.

What is the average rent in Apache County?

In Apache County, AZ, a one-bedroom apartment averages $887 per month, a two-bedroom averages $1,159 per month, a three-bedroom averages $1,557 per month, according to HUD Fair Market Rent data.

What is the average salary in Apache County?

In Apache County, AZ, the average household income is $40,338 per year and individual earnings for full-time workers average $36,061 per year, according to U.S. Census Bureau data.

What is the cost of living in Apache County?

The estimated cost of living in Apache County, AZ is approximately $2,777 per month for a single person, $3,739 for a couple, $6,287 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Apache County?

The combined sales tax rate in Apache County, AZ is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Apache County an affordable place to live?

Based on the data, a single person in Apache County, AZ would need approximately $2,777 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $40,338 per year ($3,362 per month). Apache County has a high cost of living relative to local earnings.

How much does healthcare cost in Apache County?

The ACA marketplace benchmark premium in Apache County, AZ is approximately $480 per month for an individual. Approximately 20.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Apache County?

The average home value in Apache County, AZ is $68,500, with average annual property taxes of $574, according to U.S. Census Bureau data.

How does Apache County compare to other areas?

You can compare Apache County, AZ with any other US county using our comparison tool at /compare. Apache County is in Arizona.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Apache County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources