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Baltimore-Columbia-Towson, MD

Cost of living in Anne Arundel County, MD

Part of the Baltimore Metro Area

Estimated monthly cost
$4,186/mo
for a single person, all categories combined

Population 590,936 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,604 38%
Federal tax $893 21%
Healthcare $480 11%
Groceries $382 9%
Transport $320 8%
State tax $248 6%
Energy $204 5%
Water $55 1%

Rent in Anne Arundel County

Fair Market Rents by bedroom count.

Studio
$1,407
per month
1 bedroom
$1,604
per month
2 bedroom
$1,965
per month
3 bedroom
$2,529
per month
4 bedroom
$2,826
per month

Source: HUD FMR FY2025

Income and earnings in Anne Arundel County

Annual earnings figures from the Census ACS.

Household income
$120,324
per year
Individual earnings
$63,679
per year
Per capita
$58,462
per year

Source: ACS 2019-2023 5-Year.

Home values in Anne Arundel County

Average values reported by homeowners.

Average home value
$450,300
Annual property tax
$3,836

Source: ACS 2019-2023 5-Year

Energy costs in Anne Arundel County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 16.7¢/kWh
Natural gas
$54
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Anne Arundel County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Anne Arundel County

State and local tax rates for Maryland.

State income tax
5.8%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Anne Arundel County

Commute patterns and estimated costs.

Average commute
29.4 min
Drive alone
72.1%
Public transit
1.9%
Work from home
16.7%

Source: ACS

Monthly cost estimates for Anne Arundel County

What it costs to live in Anne Arundel County each month.

Single person
$4,186
per month
  • Rent $1,604
  • Energy $204
  • Water $55
  • Groceries $382
  • Transport $320
  • Healthcare $480
  • Federal tax $893
  • State tax $248
Couple
$6,308
per month
  • Rent $1,965
  • Energy $245
  • Water $65
  • Groceries $633
  • Transport $420
  • Healthcare $864
  • Federal tax $1,640
  • State tax $476
Family
$9,056
per month
  • Rent $2,529
  • Energy $306
  • Water $75
  • Groceries $960
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,640
  • State tax $476

Frequently asked questions about Anne Arundel County

Common questions about cost of living, rent and salary.

What is the average rent in Anne Arundel County?

In Anne Arundel County, MD, a one-bedroom apartment averages $1,604 per month, a two-bedroom averages $1,965 per month, a three-bedroom averages $2,529 per month, according to HUD Fair Market Rent data.

What is the average salary in Anne Arundel County?

In Anne Arundel County, MD, the average household income is $120,324 per year and individual earnings for full-time workers average $63,679 per year, according to U.S. Census Bureau data.

What is the cost of living in Anne Arundel County?

The estimated cost of living in Anne Arundel County, MD is approximately $4,186 per month for a single person, $6,308 for a couple, $9,056 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Anne Arundel County?

The combined sales tax rate in Anne Arundel County, MD is 6.00%, which includes the Maryland state rate of 6.00% plus an average local rate of 0.00%.

Is Anne Arundel County an affordable place to live?

Based on the data, a single person in Anne Arundel County, MD would need approximately $4,186 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $120,324 per year ($10,027 per month). Anne Arundel County is relatively affordable compared to the national average.

How much does healthcare cost in Anne Arundel County?

The ACA marketplace benchmark premium in Anne Arundel County, MD is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Anne Arundel County?

The average home value in Anne Arundel County, MD is $450,300, with average annual property taxes of $3,836, according to U.S. Census Bureau data.

How does Anne Arundel County compare to other areas?

You can compare Anne Arundel County, MD with any other US county using our comparison tool at /compare. Anne Arundel County is in the Baltimore-Columbia-Towson, MD metro area.

Other counties in Maryland

Browse the full list of counties in Maryland, ranked by cost of living.

See all counties in Maryland

Compare Anne Arundel County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources