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St. Joseph, MO-KS

Cost of living in Andrew County, MO

Part of the St. Joseph Metro Area

Estimated monthly cost
$2,887/mo
for a single person, all categories combined

Population 18,086 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $789 27%
Federal tax $574 20%
Healthcare $480 17%
Transport $320 11%
Groceries $313 11%
Energy $194 7%
State tax $167 6%
Water $50 2%

Rent in Andrew County

Fair Market Rents by bedroom count.

Studio
$710
per month
1 bedroom
$789
per month
2 bedroom
$1,035
per month
3 bedroom
$1,315
per month
4 bedroom
$1,472
per month

Source: HUD FMR FY2025

Income and earnings in Andrew County

Annual earnings figures from the Census ACS.

Household income
$74,007
per year
Individual earnings
$45,180
per year
Per capita
$36,351
per year

Source: ACS 2019-2023 5-Year.

Home values in Andrew County

Average values reported by homeowners.

Average home value
$196,200
Annual property tax
$1,495

Source: ACS 2019-2023 5-Year

Energy costs in Andrew County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Andrew County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Andrew County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Andrew County

Commute patterns and estimated costs.

Average commute
22.1 min
Drive alone
84.0%
Public transit
0.0%
Work from home
7.0%

Source: ACS

Monthly cost estimates for Andrew County

What it costs to live in Andrew County each month.

Single person
$2,887
per month
  • Rent $789
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $574
  • State tax $167
Couple
$4,294
per month
  • Rent $1,035
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $881
  • State tax $282
Family
$6,696
per month
  • Rent $1,315
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $881
  • State tax $282

Frequently asked questions about Andrew County

Common questions about cost of living, rent and salary.

What is the average rent in Andrew County?

In Andrew County, MO, a one-bedroom apartment averages $789 per month, a two-bedroom averages $1,035 per month, a three-bedroom averages $1,315 per month, according to HUD Fair Market Rent data.

What is the average salary in Andrew County?

In Andrew County, MO, the average household income is $74,007 per year and individual earnings for full-time workers average $45,180 per year, according to U.S. Census Bureau data.

What is the cost of living in Andrew County?

The estimated cost of living in Andrew County, MO is approximately $2,887 per month for a single person, $4,294 for a couple, $6,696 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Andrew County?

The combined sales tax rate in Andrew County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Andrew County an affordable place to live?

Based on the data, a single person in Andrew County, MO would need approximately $2,887 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,007 per year ($6,167 per month). Andrew County is relatively affordable compared to the national average.

How much does healthcare cost in Andrew County?

The ACA marketplace benchmark premium in Andrew County, MO is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Andrew County?

The average home value in Andrew County, MO is $196,200, with average annual property taxes of $1,495, according to U.S. Census Bureau data.

How does Andrew County compare to other areas?

You can compare Andrew County, MO with any other US county using our comparison tool at /compare. Andrew County is in the St. Joseph, MO-KS metro area.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Andrew County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources