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Frankfort, KY

Cost of living in Anderson County, KY

Estimated monthly cost
$2,929/mo
for a single person, all categories combined

Population 24,098 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $901 31%
Federal tax $526 18%
Healthcare $480 16%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $141 5%
Water $55 2%

Rent in Anderson County

Fair Market Rents by bedroom count.

Studio
$718
per month
1 bedroom
$901
per month
2 bedroom
$998
per month
3 bedroom
$1,372
per month
4 bedroom
$1,375
per month

Source: HUD FMR FY2025

Income and earnings in Anderson County

Annual earnings figures from the Census ACS.

Household income
$71,747
per year
Individual earnings
$42,200
per year
Per capita
$35,161
per year

Source: ACS 2019-2023 5-Year.

Home values in Anderson County

Average values reported by homeowners.

Average home value
$213,200
Annual property tax
$1,698

Source: ACS 2019-2023 5-Year

Energy costs in Anderson County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Anderson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Anderson County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Anderson County

Commute patterns and estimated costs.

Average commute
29.2 min
Drive alone
81.6%
Public transit
0.0%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Anderson County

What it costs to live in Anderson County each month.

Single person
$2,929
per month
  • Rent $901
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $526
  • State tax $141
Couple
$4,180
per month
  • Rent $998
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $844
  • State tax $239
Family
$6,675
per month
  • Rent $1,372
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $844
  • State tax $239

Frequently asked questions about Anderson County

Common questions about cost of living, rent and salary.

What is the average rent in Anderson County?

In Anderson County, KY, a one-bedroom apartment averages $901 per month, a two-bedroom averages $998 per month, a three-bedroom averages $1,372 per month, according to HUD Fair Market Rent data.

What is the average salary in Anderson County?

In Anderson County, KY, the average household income is $71,747 per year and individual earnings for full-time workers average $42,200 per year, according to U.S. Census Bureau data.

What is the cost of living in Anderson County?

The estimated cost of living in Anderson County, KY is approximately $2,929 per month for a single person, $4,180 for a couple, $6,675 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Anderson County?

The combined sales tax rate in Anderson County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Anderson County an affordable place to live?

Based on the data, a single person in Anderson County, KY would need approximately $2,929 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,747 per year ($5,979 per month). Anderson County is relatively affordable compared to the national average.

How much does healthcare cost in Anderson County?

The ACA marketplace benchmark premium in Anderson County, KY is approximately $480 per month for an individual. Approximately 3.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Anderson County?

The average home value in Anderson County, KY is $213,200, with average annual property taxes of $1,698, according to U.S. Census Bureau data.

How does Anderson County compare to other areas?

You can compare Anderson County, KY with any other US county using our comparison tool at /compare. Anderson County is in the Frankfort, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Anderson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources