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Lima, OH

Cost of living in Allen County, OH

Part of the Lima Metro Area

Estimated monthly cost
$2,641/mo
for a single person, all categories combined

Population 101,685 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $793 30%
Healthcare $480 18%
Federal tax $457 17%
Groceries $320 12%
Transport $320 12%
Energy $194 7%
Water $50 2%
State tax $27 1%

Rent in Allen County

Fair Market Rents by bedroom count.

Studio
$788
per month
1 bedroom
$793
per month
2 bedroom
$1,040
per month
3 bedroom
$1,262
per month
4 bedroom
$1,431
per month

Source: HUD FMR FY2025

Income and earnings in Allen County

Annual earnings figures from the Census ACS.

Household income
$62,001
per year
Individual earnings
$38,033
per year
Per capita
$33,382
per year

Source: ACS 2019-2023 5-Year.

Home values in Allen County

Average values reported by homeowners.

Average home value
$158,400
Annual property tax
$1,782

Source: ACS 2019-2023 5-Year

Energy costs in Allen County

Estimated monthly electricity and gas costs.

Electricity
$131
per month · 15.4¢/kWh
Natural gas
$63
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Allen County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Allen County

State and local tax rates for Ohio.

State income tax
3.5%
Top marginal rate
State sales tax
5.8%
Combined sales tax
7.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Allen County

Commute patterns and estimated costs.

Average commute
18.8 min
Drive alone
83.4%
Public transit
0.5%
Work from home
4.6%

Source: ACS

Monthly cost estimates for Allen County

What it costs to live in Allen County each month.

Single person
$2,641
per month
  • Rent $793
  • Energy $194
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $457
  • State tax $27
Couple
$3,914
per month
  • Rent $1,040
  • Energy $233
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $685
  • State tax $82
Family
$6,265
per month
  • Rent $1,262
  • Energy $291
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $685
  • State tax $82

Frequently asked questions about Allen County

Common questions about cost of living, rent and salary.

What is the average rent in Allen County?

In Allen County, OH, a one-bedroom apartment averages $793 per month, a two-bedroom averages $1,040 per month, a three-bedroom averages $1,262 per month, according to HUD Fair Market Rent data.

What is the average salary in Allen County?

In Allen County, OH, the average household income is $62,001 per year and individual earnings for full-time workers average $38,033 per year, according to U.S. Census Bureau data.

What is the cost of living in Allen County?

The estimated cost of living in Allen County, OH is approximately $2,641 per month for a single person, $3,914 for a couple, $6,265 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Allen County?

The combined sales tax rate in Allen County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.

Is Allen County an affordable place to live?

Based on the data, a single person in Allen County, OH would need approximately $2,641 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,001 per year ($5,167 per month). Allen County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Allen County?

The ACA marketplace benchmark premium in Allen County, OH is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Allen County?

The average home value in Allen County, OH is $158,400, with average annual property taxes of $1,782, according to U.S. Census Bureau data.

How does Allen County compare to other areas?

You can compare Allen County, OH with any other US county using our comparison tool at /compare. Allen County is in the Lima, OH metro area.

Other counties in Ohio

Browse the full list of counties in Ohio, ranked by cost of living.

See all counties in Ohio

Compare Allen County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources