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Cumberland, MD-WV

Cost of living in Allegany County, MD

Estimated monthly cost
$2,755/mo
for a single person, all categories combined

Population 67,762 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $747 27%
Healthcare $480 17%
Federal tax $428 16%
Groceries $382 14%
Transport $320 12%
Energy $204 7%
State tax $139 5%
Water $55 2%

Rent in Allegany County

Fair Market Rents by bedroom count.

Studio
$655
per month
1 bedroom
$747
per month
2 bedroom
$933
per month
3 bedroom
$1,226
per month
4 bedroom
$1,388
per month

Source: HUD FMR FY2025

Income and earnings in Allegany County

Annual earnings figures from the Census ACS.

Household income
$57,393
per year
Individual earnings
$36,218
per year
Per capita
$30,046
per year

Source: ACS 2019-2023 5-Year.

Home values in Allegany County

Average values reported by homeowners.

Average home value
$149,200
Annual property tax
$1,609

Source: ACS 2019-2023 5-Year

Energy costs in Allegany County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 16.7¢/kWh
Natural gas
$54
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Allegany County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Allegany County

State and local tax rates for Maryland.

State income tax
5.8%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Allegany County

Commute patterns and estimated costs.

Average commute
22.1 min
Drive alone
79.5%
Public transit
0.5%
Work from home
8.8%

Source: ACS

Monthly cost estimates for Allegany County

What it costs to live in Allegany County each month.

Single person
$2,755
per month
  • Rent $747
  • Energy $204
  • Water $55
  • Groceries $382
  • Transport $320
  • Healthcare $480
  • Federal tax $428
  • State tax $139
Couple
$3,992
per month
  • Rent $933
  • Energy $245
  • Water $65
  • Groceries $633
  • Transport $420
  • Healthcare $864
  • Federal tax $609
  • State tax $223
Family
$6,469
per month
  • Rent $1,226
  • Energy $306
  • Water $75
  • Groceries $960
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $609
  • State tax $223

Frequently asked questions about Allegany County

Common questions about cost of living, rent and salary.

What is the average rent in Allegany County?

In Allegany County, MD, a one-bedroom apartment averages $747 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,226 per month, according to HUD Fair Market Rent data.

What is the average salary in Allegany County?

In Allegany County, MD, the average household income is $57,393 per year and individual earnings for full-time workers average $36,218 per year, according to U.S. Census Bureau data.

What is the cost of living in Allegany County?

The estimated cost of living in Allegany County, MD is approximately $2,755 per month for a single person, $3,992 for a couple, $6,469 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Allegany County?

The combined sales tax rate in Allegany County, MD is 6.00%, which includes the Maryland state rate of 6.00% plus an average local rate of 0.00%.

Is Allegany County an affordable place to live?

Based on the data, a single person in Allegany County, MD would need approximately $2,755 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,393 per year ($4,783 per month). Allegany County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Allegany County?

The ACA marketplace benchmark premium in Allegany County, MD is approximately $480 per month for an individual. Approximately 4.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Allegany County?

The average home value in Allegany County, MD is $149,200, with average annual property taxes of $1,609, according to U.S. Census Bureau data.

How does Allegany County compare to other areas?

You can compare Allegany County, MD with any other US county using our comparison tool at /compare. Allegany County is in the Cumberland, MD-WV metro area.

Other counties in Maryland

Browse the full list of counties in Maryland, ranked by cost of living.

See all counties in Maryland

Compare Allegany County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources