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Michigan

Cost of living in Alger County, MI

Estimated monthly cost
$2,674/mo
for a single person, all categories combined

Population 8,813 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $770 29%
Healthcare $480 18%
Federal tax $412 15%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $125 5%
Water $50 2%

Rent in Alger County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$770
per month
2 bedroom
$1,010
per month
3 bedroom
$1,217
per month
4 bedroom
$1,339
per month

Source: HUD FMR FY2025

Income and earnings in Alger County

Annual earnings figures from the Census ACS.

Household income
$59,406
per year
Individual earnings
$35,239
per year
Per capita
$28,250
per year

Source: ACS 2019-2023 5-Year.

Home values in Alger County

Average values reported by homeowners.

Average home value
$165,700
Annual property tax
$1,652

Source: ACS 2019-2023 5-Year

Energy costs in Alger County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Alger County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Alger County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Alger County

Commute patterns and estimated costs.

Average commute
24.1 min
Drive alone
73.5%
Public transit
0.4%
Work from home
8.6%

Source: ACS

Monthly cost estimates for Alger County

What it costs to live in Alger County each month.

Single person
$2,674
per month
  • Rent $770
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $412
  • State tax $125
Couple
$3,975
per month
  • Rent $1,010
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $642
  • State tax $210
Family
$6,315
per month
  • Rent $1,217
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $642
  • State tax $210

Frequently asked questions about Alger County

Common questions about cost of living, rent and salary.

What is the average rent in Alger County?

In Alger County, MI, a one-bedroom apartment averages $770 per month, a two-bedroom averages $1,010 per month, a three-bedroom averages $1,217 per month, according to HUD Fair Market Rent data.

What is the average salary in Alger County?

In Alger County, MI, the average household income is $59,406 per year and individual earnings for full-time workers average $35,239 per year, according to U.S. Census Bureau data.

What is the cost of living in Alger County?

The estimated cost of living in Alger County, MI is approximately $2,674 per month for a single person, $3,975 for a couple, $6,315 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Alger County?

The combined sales tax rate in Alger County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Alger County an affordable place to live?

Based on the data, a single person in Alger County, MI would need approximately $2,674 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,406 per year ($4,951 per month). Alger County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Alger County?

The ACA marketplace benchmark premium in Alger County, MI is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Alger County?

The average home value in Alger County, MI is $165,700, with average annual property taxes of $1,652, according to U.S. Census Bureau data.

How does Alger County compare to other areas?

You can compare Alger County, MI with any other US county using our comparison tool at /compare. Alger County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Alger County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources