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Gettysburg, PA

Cost of living in Adams County, PA

Part of the Gettysburg Metro Area

Estimated monthly cost
$3,041/mo
for a single person, all categories combined

Population 105,183 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,041 34%
Federal tax $496 16%
Healthcare $480 16%
Groceries $341 11%
Transport $320 11%
Energy $205 7%
State tax $103 3%
Water $55 2%

Rent in Adams County

Fair Market Rents by bedroom count.

Studio
$898
per month
1 bedroom
$1,041
per month
2 bedroom
$1,289
per month
3 bedroom
$1,711
per month
4 bedroom
$1,849
per month

Source: HUD FMR FY2025

Income and earnings in Adams County

Annual earnings figures from the Census ACS.

Household income
$81,071
per year
Individual earnings
$40,390
per year
Per capita
$39,339
per year

Source: ACS 2019-2023 5-Year.

Home values in Adams County

Average values reported by homeowners.

Average home value
$256,100
Annual property tax
$3,569

Source: ACS 2019-2023 5-Year

Energy costs in Adams County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Adams County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Adams County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Adams County

Commute patterns and estimated costs.

Average commute
28.6 min
Drive alone
77.9%
Public transit
0.2%
Work from home
9.8%

Source: ACS

Monthly cost estimates for Adams County

What it costs to live in Adams County each month.

Single person
$3,041
per month
  • Rent $1,041
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $496
  • State tax $103
Couple
$4,653
per month
  • Rent $1,289
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $997
  • State tax $207
Family
$7,225
per month
  • Rent $1,711
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $997
  • State tax $207

Frequently asked questions about Adams County

Common questions about cost of living, rent and salary.

What is the average rent in Adams County?

In Adams County, PA, a one-bedroom apartment averages $1,041 per month, a two-bedroom averages $1,289 per month, a three-bedroom averages $1,711 per month, according to HUD Fair Market Rent data.

What is the average salary in Adams County?

In Adams County, PA, the average household income is $81,071 per year and individual earnings for full-time workers average $40,390 per year, according to U.S. Census Bureau data.

What is the cost of living in Adams County?

The estimated cost of living in Adams County, PA is approximately $3,041 per month for a single person, $4,653 for a couple, $7,225 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Adams County?

The combined sales tax rate in Adams County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Adams County an affordable place to live?

Based on the data, a single person in Adams County, PA would need approximately $3,041 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,071 per year ($6,756 per month). Adams County is relatively affordable compared to the national average.

How much does healthcare cost in Adams County?

The ACA marketplace benchmark premium in Adams County, PA is approximately $480 per month for an individual. Approximately 5.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Adams County?

The average home value in Adams County, PA is $256,100, with average annual property taxes of $3,569, according to U.S. Census Bureau data.

How does Adams County compare to other areas?

You can compare Adams County, PA with any other US county using our comparison tool at /compare. Adams County is in the Gettysburg, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Adams County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources