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Hastings, NE

Cost of living in Adams County, NE

Estimated monthly cost
$2,681/mo
for a single person, all categories combined

Population 31,034 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $756 28%
Healthcare $480 18%
Federal tax $444 17%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $126 5%
Water $50 2%

Rent in Adams County

Fair Market Rents by bedroom count.

Studio
$662
per month
1 bedroom
$756
per month
2 bedroom
$907
per month
3 bedroom
$1,192
per month
4 bedroom
$1,203
per month

Source: HUD FMR FY2025

Income and earnings in Adams County

Annual earnings figures from the Census ACS.

Household income
$65,680
per year
Individual earnings
$37,233
per year
Per capita
$36,480
per year

Source: ACS 2019-2023 5-Year.

Home values in Adams County

Average values reported by homeowners.

Average home value
$185,800
Annual property tax
$2,670

Source: ACS 2019-2023 5-Year

Energy costs in Adams County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Adams County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Adams County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Adams County

Commute patterns and estimated costs.

Average commute
16.1 min
Drive alone
83.2%
Public transit
0.1%
Work from home
4.2%

Source: ACS

Monthly cost estimates for Adams County

What it costs to live in Adams County each month.

Single person
$2,681
per month
  • Rent $756
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $444
  • State tax $126
Couple
$4,012
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $745
  • State tax $264
Family
$6,424
per month
  • Rent $1,192
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $745
  • State tax $264

Frequently asked questions about Adams County

Common questions about cost of living, rent and salary.

What is the average rent in Adams County?

In Adams County, NE, a one-bedroom apartment averages $756 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,192 per month, according to HUD Fair Market Rent data.

What is the average salary in Adams County?

In Adams County, NE, the average household income is $65,680 per year and individual earnings for full-time workers average $37,233 per year, according to U.S. Census Bureau data.

What is the cost of living in Adams County?

The estimated cost of living in Adams County, NE is approximately $2,681 per month for a single person, $4,012 for a couple, $6,424 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Adams County?

The combined sales tax rate in Adams County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Adams County an affordable place to live?

Based on the data, a single person in Adams County, NE would need approximately $2,681 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,680 per year ($5,473 per month). Adams County is relatively affordable compared to the national average.

How much does healthcare cost in Adams County?

The ACA marketplace benchmark premium in Adams County, NE is approximately $480 per month for an individual. Approximately 5.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Adams County?

The average home value in Adams County, NE is $185,800, with average annual property taxes of $2,670, according to U.S. Census Bureau data.

How does Adams County compare to other areas?

You can compare Adams County, NE with any other US county using our comparison tool at /compare. Adams County is in the Hastings, NE metro area.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Adams County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources