Skip to main content
LiveWhere us
Natchez, MS-LA

Cost of living in Adams County, MS

Estimated monthly cost
$2,707/mo
for a single person, all categories combined

Population 29,098 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 31%
Healthcare $480 18%
Federal tax $376 14%
Transport $320 12%
Groceries $298 11%
Energy $197 7%
State tax $138 5%
Water $55 2%

Rent in Adams County

Fair Market Rents by bedroom count.

Studio
$807
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Adams County

Annual earnings figures from the Census ACS.

Household income
$40,250
per year
Individual earnings
$33,047
per year
Per capita
$24,717
per year

Source: ACS 2019-2023 5-Year.

Home values in Adams County

Average values reported by homeowners.

Average home value
$106,300
Annual property tax
$941

Source: ACS 2019-2023 5-Year

Energy costs in Adams County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Adams County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Adams County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Adams County

Commute patterns and estimated costs.

Average commute
20.7 min
Drive alone
89.3%
Public transit
0.5%
Work from home
2.5%

Source: ACS

Monthly cost estimates for Adams County

What it costs to live in Adams County each month.

Single person
$2,707
per month
  • Rent $843
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $376
  • State tax $138
Couple
$3,529
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $349
  • State tax $168
Family
$5,939
per month
  • Rent $1,232
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $349
  • State tax $168

Frequently asked questions about Adams County

Common questions about cost of living, rent and salary.

What is the average rent in Adams County?

In Adams County, MS, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Adams County?

In Adams County, MS, the average household income is $40,250 per year and individual earnings for full-time workers average $33,047 per year, according to U.S. Census Bureau data.

What is the cost of living in Adams County?

The estimated cost of living in Adams County, MS is approximately $2,707 per month for a single person, $3,529 for a couple, $5,939 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Adams County?

The combined sales tax rate in Adams County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Adams County an affordable place to live?

Based on the data, a single person in Adams County, MS would need approximately $2,707 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $40,250 per year ($3,354 per month). Adams County has a high cost of living relative to local earnings.

How much does healthcare cost in Adams County?

The ACA marketplace benchmark premium in Adams County, MS is approximately $480 per month for an individual. Approximately 11.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Adams County?

The average home value in Adams County, MS is $106,300, with average annual property taxes of $941, according to U.S. Census Bureau data.

How does Adams County compare to other areas?

You can compare Adams County, MS with any other US county using our comparison tool at /compare. Adams County is in the Natchez, MS-LA metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Adams County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources