Cost of living in Adams County, IN
Population 35,995 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Adams County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Adams County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Adams County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Adams County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Adams County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Adams County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Adams County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Adams County
What it costs to live in Adams County each month.
- Rent $776
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $489
- State tax $102
- Rent $928
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $703
- State tax $160
- Rent $1,186
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $703
- State tax $160
Frequently asked questions about Adams County
Common questions about cost of living, rent and salary.
What is the average rent in Adams County?
In Adams County, IN, a one-bedroom apartment averages $776 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,186 per month, according to HUD Fair Market Rent data.
What is the average salary in Adams County?
In Adams County, IN, the average household income is $63,128 per year and individual earnings for full-time workers average $39,974 per year, according to U.S. Census Bureau data.
What is the cost of living in Adams County?
The estimated cost of living in Adams County, IN is approximately $2,734 per month for a single person, $3,901 for a couple, $6,287 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Adams County?
The combined sales tax rate in Adams County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is Adams County an affordable place to live?
Based on the data, a single person in Adams County, IN would need approximately $2,734 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,128 per year ($5,261 per month). Adams County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Adams County?
The ACA marketplace benchmark premium in Adams County, IN is approximately $480 per month for an individual. Approximately 23.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Adams County?
The average home value in Adams County, IN is $173,100, with average annual property taxes of $1,295, according to U.S. Census Bureau data.
How does Adams County compare to other areas?
You can compare Adams County, IN with any other US county using our comparison tool at /compare. Adams County is in the Decatur, IN metro area.
Other counties in Indiana
Browse the full list of counties in Indiana, ranked by cost of living.
See all counties in IndianaCompare Adams County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP