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Iowa

Cost of living in Adams County, IA

Estimated monthly cost
$2,768/mo
for a single person, all categories combined

Population 3,641 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $703 25%
Federal tax $529 19%
Healthcare $480 17%
Transport $320 12%
Groceries $315 11%
Energy $195 7%
State tax $176 6%
Water $50 2%

Rent in Adams County

Fair Market Rents by bedroom count.

Studio
$679
per month
1 bedroom
$703
per month
2 bedroom
$922
per month
3 bedroom
$1,147
per month
4 bedroom
$1,222
per month

Source: HUD FMR FY2025

Income and earnings in Adams County

Annual earnings figures from the Census ACS.

Household income
$68,828
per year
Individual earnings
$42,409
per year
Per capita
$41,778
per year

Source: ACS 2019-2023 5-Year.

Home values in Adams County

Average values reported by homeowners.

Average home value
$116,900
Annual property tax
$1,479

Source: ACS 2019-2023 5-Year

Energy costs in Adams County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Adams County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Adams County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Adams County

Commute patterns and estimated costs.

Average commute
19.6 min
Drive alone
75.9%
Public transit
0.0%
Work from home
9.7%

Source: ACS

Monthly cost estimates for Adams County

What it costs to live in Adams County each month.

Single person
$2,768
per month
  • Rent $703
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $529
  • State tax $176
Couple
$4,120
per month
  • Rent $922
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $796
  • State tax $302
Family
$6,469
per month
  • Rent $1,147
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $796
  • State tax $302

Frequently asked questions about Adams County

Common questions about cost of living, rent and salary.

What is the average rent in Adams County?

In Adams County, IA, a one-bedroom apartment averages $703 per month, a two-bedroom averages $922 per month, a three-bedroom averages $1,147 per month, according to HUD Fair Market Rent data.

What is the average salary in Adams County?

In Adams County, IA, the average household income is $68,828 per year and individual earnings for full-time workers average $42,409 per year, according to U.S. Census Bureau data.

What is the cost of living in Adams County?

The estimated cost of living in Adams County, IA is approximately $2,768 per month for a single person, $4,120 for a couple, $6,469 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Adams County?

The combined sales tax rate in Adams County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Adams County an affordable place to live?

Based on the data, a single person in Adams County, IA would need approximately $2,768 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,828 per year ($5,736 per month). Adams County is relatively affordable compared to the national average.

How much does healthcare cost in Adams County?

The ACA marketplace benchmark premium in Adams County, IA is approximately $480 per month for an individual. Approximately 4.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Adams County?

The average home value in Adams County, IA is $116,900, with average annual property taxes of $1,479, according to U.S. Census Bureau data.

How does Adams County compare to other areas?

You can compare Adams County, IA with any other US county using our comparison tool at /compare. Adams County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Adams County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources