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Kirksville, MO

Cost of living in Adair County, MO

Estimated monthly cost
$2,436/mo
for a single person, all categories combined

Population 25,224 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $636 26%
Healthcare $480 20%
Federal tax $335 14%
Transport $320 13%
Groceries $313 13%
Energy $194 8%
State tax $108 4%
Water $50 2%

Rent in Adair County

Fair Market Rents by bedroom count.

Studio
$607
per month
1 bedroom
$636
per month
2 bedroom
$824
per month
3 bedroom
$1,155
per month
4 bedroom
$1,384
per month

Source: HUD FMR FY2025

Income and earnings in Adair County

Annual earnings figures from the Census ACS.

Household income
$56,583
per year
Individual earnings
$30,547
per year
Per capita
$33,713
per year

Source: ACS 2019-2023 5-Year.

Home values in Adair County

Average values reported by homeowners.

Average home value
$159,500
Annual property tax
$1,210

Source: ACS 2019-2023 5-Year

Energy costs in Adair County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Adair County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Adair County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Adair County

Commute patterns and estimated costs.

Average commute
15.8 min
Drive alone
75.2%
Public transit
0.2%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Adair County

What it costs to live in Adair County each month.

Single person
$2,436
per month
  • Rent $636
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $335
  • State tax $108
Couple
$3,728
per month
  • Rent $824
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $596
  • State tax $212
Family
$6,181
per month
  • Rent $1,155
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $596
  • State tax $212

Frequently asked questions about Adair County

Common questions about cost of living, rent and salary.

What is the average rent in Adair County?

In Adair County, MO, a one-bedroom apartment averages $636 per month, a two-bedroom averages $824 per month, a three-bedroom averages $1,155 per month, according to HUD Fair Market Rent data.

What is the average salary in Adair County?

In Adair County, MO, the average household income is $56,583 per year and individual earnings for full-time workers average $30,547 per year, according to U.S. Census Bureau data.

What is the cost of living in Adair County?

The estimated cost of living in Adair County, MO is approximately $2,436 per month for a single person, $3,728 for a couple, $6,181 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Adair County?

The combined sales tax rate in Adair County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Adair County an affordable place to live?

Based on the data, a single person in Adair County, MO would need approximately $2,436 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,583 per year ($4,715 per month). Adair County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Adair County?

The ACA marketplace benchmark premium in Adair County, MO is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Adair County?

The average home value in Adair County, MO is $159,500, with average annual property taxes of $1,210, according to U.S. Census Bureau data.

How does Adair County compare to other areas?

You can compare Adair County, MO with any other US county using our comparison tool at /compare. Adair County is in the Kirksville, MO metro area.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Adair County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP